Saginaw County property record for 8650 Ederer Rd, Saginaw, MI 48609
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 1,627 sqft · built 1978 |
| Lot Size | 3.09 acres (134,600 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-12-3-35-3005-006 |
| Primary APN | 28-12-3-35-3005-006 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,627 sqft Living Area |
| 1st Floor Area | 1,627 sqft |
| Basement Area | 1,627 sqft |
| Unfinished Basement | 1,627 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Architectural Style | Raised Ranch |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 134,600 sqft (3.09 acres) |
| Garage Area | 741 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 18 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8650 EDERER RD |
|---|---|
| City | SAGINAW |
| State | MI |
| Zip | 48609-9506 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | BEG AT A PT 615 FT W FROM S 1/4 CORN OF SEC TH CONT W 256.54 FT TH N 654.04 FT TH E 168.51 FT TH S03DEG E 359.16 FT TH S08DEG |
| Legal Range | 03E |
| Legal Township | 12N |
| Legal Section | 35 |
| Jurisdiction | SAGINAW MI |
| Township / Civil Division | THOMAS |
| Census Block Group | 2 |
| Census Block | 2038 |
| Census Tract | 12003 |
8650 Ederer Rd is owned and occupied by two individuals who acquired it in November 2015.
Source: Saginaw County records, as of August 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8650 EDERER RD, SAGINAW, MI 48609-9506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 21, 2024 | Deed of Trust, Mortgage · Line of Credit TEAM ONE CU |
| Nov 3, 2021 | Deed of Trust, Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 22, 2006 |
| Deed Sale | Nov 22, 2006 |
| Prior Sale | Aug 1, 2005 |
| Deed Book / Page | 2412 / 1403 |
| Last Transfer Date | Nov 10, 2015 |
| Transfer Doc | 0000031841 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8650 EDERER RD, SAGINAW, MI 48609-9506 |
| Transaction Type | Mortgage |
| Record Updated | Mar 5, 2024 |
| Name | Verified Name |
|---|---|
| Address | 8650 EDERER RD, SAGINAW, MI 48609-9506 |
| Document Number | 0000003109 |
|---|---|
| Date | Feb 21, 2024 |
| Instrument | 2024003109 |
| Name | TEAM ONE CU |
|---|---|
| Type | Credit Union |
| Address | 520 HAYDEN ST, SAGINAW, MI 48607 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 20, 2044 |
| Change Frequency | Monthly |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAGINAW MI |
| Property Address | 8650 EDERER RD, SAGINAW, MI 48609-9506 |
| Transaction Type | Mortgage |
| Record Updated | Nov 17, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 8650 EDERER RD, SAGINAW, MI 48609-9506 |
| Document Number | 2021035171 |
|---|---|
| Date | Nov 3, 2021 |
| Instrument | 2021035171 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Nov 1, 2036 |
The 2025 property tax bill for 8650 Ederer Rd was $4,226 with a homeowner's exemption.
Source: Saginaw County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Saginaw County |
| County Subdivision | Thomas Township |
| Unified School District | Swan Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $136,500 (+4.44%) | $273,000 (+4.44%) | |
| 2025 | $4,226.00 Homeowner's exemption | $130,700 | $261,400 |
| 2023 | $112,700 | $225,400 | |
| 2022 | $3,671.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8650 Ederer Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 8650 Ederer Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures