8699 Ederer Rd, Saginaw, MI 48609 Property Records

Saginaw County property record for 8699 Ederer Rd, Saginaw, MI 48609

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,018 sqft · built 1996
Lot Size	1.34 acres (58,414 sqft)
Owner	2 Individual Names on File
Last Sale	$232,350 (Mar 2020)
Tax Bill	$4,372 (2022)
Deeds & Mortgages	Mar 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-11-3-02-2001-007`

Property Details

APN / Parcel Number

Primary APN	`16-11-3-02-2001-007`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	2,018 sqft Living Area
Gross Area	3,381 sqft
1st Floor Area	1,830 sqft
Basement Area	1,363 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Other
Exterior Material	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	58,414 sqft (1.34 acres)
Lot Dimensions	292 ft deep x 200 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Gunite Pool
Porch	Porch
Porch Area	180 sqft
Deck Area	168 sqft
Patio Area	515 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	16113022001007
Street Address	8699 EDERER RD
City	SAGINAW
State	MI
Zip	48609-9506
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-R RURAL RES
Legal Description	COM AT NW CORN OF SEC TH E 1578.14 FT TO POB TH CONT E 200 FT TH S 325.98 FT TH W 200 FT TH N 325.98 FT TO POB 1.50 ACRES SEC
Legal Range	03E
Legal Township	11N
Legal Section	02
Jurisdiction	SAGINAW MI
Township / Civil Division	JAMES
Census Block Group	1
Census Block	1029
Census Tract	11901

Owner

8699 Ederer Rd is owned by two individuals who bought it in March 2020.

Source: Saginaw County records, as of April 24, 2024

Owner of Record	2 Individual Names on File
Mailing Address	8699 EDERER RD, SAGINAW, MI 48609-9506
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Deed Document Number	2020005099
Record Updated	Jun 7, 2026

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAGINAW MI
Recording Date	Mar 4, 2020
Property Address	8699 EDERER RD, SAGINAW, MI 48609-9506
Document Number	0000005099
Instrument Date	Feb 27, 2020
Instrument	5099
Transaction Type	Transfer
Record Updated	Mar 23, 2020
Title Company	HOMELAND TITLE, HOMELAND TITLE SERVICE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$232.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4308 WINTERWOOD LN SAGINAW MI 486038672, SAGINAW, MI 48603-8672

Mortgage

Document Number	5100
Date	Mar 4, 2020
Instrument	5100

Lender

Name	TEAM ONE CU
Type	Credit Union
Address	SAGINAW, MI 48607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 3, 2050

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of March 1, 2023

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	James Township
Unified School District	Swan Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$135,000	$270,000
2022	$4,372.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8699 Ederer Rd in Zone X, an area of minimal flood risk, though there have been 70 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 95 policies
Nearby Flood Policies	95 in force
Nearby Flood Claims	70 (1991–2026)
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2020 · 39 claims Flooding, Apr 2013 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8699 Ederer Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	THOMAS TOWNSHIP serves 11,931 people · EPA ID MI0006580
Water Source	Purchased surface water from CITY OF SAGINAW
Last State Inspection	Jul 2023
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ederer Rd

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