8665 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8665 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,693 sqft · built 2019
Lot Size	0.32 acres (13,939 sqft)
Owner	2 Individual Names on File
Last Sale	$354,700 (Apr 2022)
Tax Bill	$1,842 (2026)
Deeds & Mortgages	Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.298`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.298`
Alternative APN	`306135`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,693 sqft Living Area
1st Floor Area	2,355 sqft
Upper Floors Area	338 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	13,939 sqft (0.32 acres)
Lot Dimensions	133 ft deep x 136 ft wide
Garage Area	506 sqft
Porch	Slab
Porch Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	306135
Street Address	8665 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0906233000003298
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 10-A
Legal Lot Number	59
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8665 Ryan Ridge Loop is owned and occupied by two individuals who bought it in April 2022.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	8665 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Sep 27, 2021 · Amount on File
Record Updated	Oct 29, 2026

September 2021: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	Sep 27, 2021
Property Address	8665 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857
Document Number	0056830860
Book / Page	5683 / 860
Map Reference	MB 56 PG 62
Instrument Date	Sep 27, 2021
Transaction Type	Subdivision Related Transfer
Record Updated	Jun 29, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13 N 8TH ST, OPELIKA, AL 36801-4331

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8665 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3857

Mortgage

Document Number	0005683862
Date	Sep 27, 2021
Instrument	5683/862

Lender

Name	TRUSTMARK NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 8665 Ryan Ridge Loop was $1,842 with a homeowner's exemption, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,842.00 (-0.49%)
2025	$1,851.00 Homeowner's exemption	$38,820 Land $3,800 Building $35,020	$388,200 Land $38,000 Building $350,200
2023	$1,651.00 (+57.39%) Homeowner's exemption	$34,700 (+17.23%) Land $3,800 Building $30,900	$347,000 (+17.23%) Land $38,000 Building $309,000
2022	$1,049.00 Homeowner's exemption	$29,600 Land $3,800 Building $25,800	$296,000 Land $38,000 Building $258,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8665 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8665 Ryan Ridge Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20