DeSoto County property record for 860 W Commerce St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,568 sqft · built 1957 |
| Lot Size | 0.941 acres (40,992 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,252 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-4-18-00-1-00012-00 |
| Primary APN | 3-07-4-18-00-1-00012-00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,568 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1957 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 40,992 sqft (0.941 acres) |
| Lot Dimensions | 208 ft deep x 208 ft wide |
| Utility Building | 192 sqft |
| Street Address | 860 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C-2 |
| Legal Description | PT OF SE1/4 NE1/4 |
| Legal Range | 07 |
| Legal Township | 03 |
| Legal Section | 18 |
| Legal Quarter | NW |
| Legal Lot Number | 12 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-07-4-18-00-1-00012-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 188 CLOISTER GREEN CV, MEMPHIS, TN 38120-2354 |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 26, 2024 |
| Deed Sale | Nov 26, 2024 |
| Deed Document Number | 0102421693 |
| Deed Book / Page | 1024 / 21693 |
| Record Updated | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,252.00 (+76.09%) | $10,754 (+109.79%) Land $2,250 Building $8,504 | $71,694 (+39.86%) Land $15,000 Building $56,694 |
| 2023 | $5,126 | $51,263 Land $15,000 Building $36,263 | |
| 2022 | $711.00 |
Source: FEMA National Flood Hazard Layer as of June 5, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 81% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Telapex Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 167 locations within half a mile of this property.
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