DeSoto County property record for 1085 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1973 |
| Square Footage | 3,214 sqft Adjusted Area |
| Lot Size | 505,296 sqft (11.6 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $779.00 (2025) |
| Primary APN | 3-08-6-14-00-0-00017-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 3,214 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1973 |
|---|---|
| Exterior Material | Marblecrete Exterior |
| Foundation Type | Mat/Raft Foundation (Slab) Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 505,296 sqft (11.6 acres) |
| Utility Building | 720 sqft Utility Building |
| Street Address | 1085 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8131 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 14-3-8 PT NE1/4 SE1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Lot Number | 17 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-14-00-0-00017-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1085 W COMMERCE ST, HERNANDO, MS 38632-8131 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Vesting | Owner is a Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2024 |
| Deed Sale | Oct 21, 2024 |
| Deed Doc Number | 0102419113 |
| Deed Book / Page | 1024 / 19113 |
| Record Refreshed | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $779.00 (-17.57%) | $16,955 (-0.04%) Land $3,974 Building $12,981 | $168,300 (-0.02%) Land $38,495 Building $129,805 |
| 2023 | $945.00 | $16,961 | $168,342 Land $38,537 Building $129,805 |
1085 W Commerce St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · DeSoto County (28033C), updated June 5, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 54th percentile of exposed land nationally · 63rd in Mississippi |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 763 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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