DeSoto County property record for 1225 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,837 sqft · built 1995 |
| Lot Size | 10.2 acres (444,312 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,883 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-14-00-0-00016-04 |
| Primary APN | 3-08-6-14-00-0-00016-04 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 3,837 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Masonry |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 444,312 sqft (10.2 acres) |
| Pool Area | 448 sqft |
|---|---|
| Shed | 1 Shed |
| Shed Area | 1,500 sqft |
| Utility Building | 1,800 sqft |
| Street Address | 1225 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-8405 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 14-3-8 PT SE1/4 NE1/4 & PT N1/2 SE1/4 |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 14 |
| Legal Lot Number | 16 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 4 |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-14-00-0-00016-04
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1225 W COMMERCE ST, HERNANDO, MS 38632-8405 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Deed Document Number | 0000177299 |
| Record Updated | Jun 08, 2026 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,883.00 (-14.6%) | $30,337 (+2.64%) Land $5,100 Building $25,237 | $287,778 (+1.84%) Land $51,000 Building $236,778 |
| 2023 | $2,205.00 | $29,557 | $282,578 Land $51,000 Building $231,578 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711241, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Feb 2011 |
| Wildfire Risk | Moderate above 54% of the US · above 63% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 763 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 92 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Telapex | Fiber | 1,000 / 1,000 |
| AT&T | DSL | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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