DeSoto County property record for 747 W Commerce St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Year Built | Built 1956 |
| Square Footage | 2,839 sqft Adjusted Area |
| Lot Size | 23,108 sqft (0.53 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,956.00 (2025) |
| Primary APN | 3-08-6-13-00-3-00010-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 2,839 sqft Adjusted Area |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1956 |
|---|---|
| Exterior Material | Brick Veneer Exterior |
| Construction Type | Brick Construction |
| Foundation Type | Concrete Foundation |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 23,108 sqft (0.53 acres) |
| Depth X Width | 185 ft x 136 ft Depth x Width |
| Quonset | 600 sqft Quonset |
| Street Address | 747 W COMMERCE ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1508 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-3-8 PT OF E1/2 TOWN LOT 44 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | SE |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 44 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 4 |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 71124 |
Source: DeSoto County records · APN 3-08-6-13-00-3-00010-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 747 W COMMERCE ST, HERNANDO, MS 38632-1508 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 12, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| May 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK |
| Aug 11, 2022 | Deed of Trust, Mortgage · Line of Credit BANCORPSOUTH BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 04, 2016 |
| Deed Sale | Oct 04, 2016 |
| Prior Sale | Jul 22, 2009 |
| Deed Doc Number | 0000804748 |
| Deed Book / Page | 0804 / 748 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 747 W COMMERCE ST, HERNANDO, MS 38632-1508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004522/279 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 4522/279 |
| Instrument | T04522-00279 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 747 W COMMERCE ST, HERNANDO, MS 38632-1508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004539/496 |
|---|---|
| Date | May 11, 2018 |
| Book Page | 4539/496 |
| Instrument | T04539-00496 |
| Name | PINNACLE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 05, 2043 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 747 W COMMERCE ST, HERNANDO, MS 38632-1508 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 747 W COMMERCE ST, HERNANDO, MS 38632-1508 |
| Document Number | 005584/190 |
|---|---|
| Date | Aug 11, 2022 |
| Book Page | 5584/190 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | HORN LAKE, MS 38637 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 119 Months |
| Due | Jul 26, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,956.00 (+15.13%) | $19,367 (+34.4%) Land $3,216 Building $16,151 | $193,664 (+34.4%) Land $32,156 Building $161,508 |
| 2023 | $1,699.00 | $14,410 | $144,091 Land $32,156 Building $111,935 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Moderate above 46% of the US · above 43% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 1,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures