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815 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 815 W Commerce St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1955
Square Footage2,808 sqft Adjusted Area
Lot Size35,331 sqft (0.811 acres)
OccupancyOwner Occupied
Tax Bill$531.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-3-00013-00

Interior

Bedrooms3 Beds
Total Rooms7 Rooms
Building Area2,808 sqft Adjusted Area
Stories2 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1955
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area35,331 sqft (0.811 acres)
Depth X Width175 ft x 100 ft Depth x Width

Location & Zoning

Street Address815 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632-1510
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPT LOT 444 & LOT 31 SEC A OAKLAWN S-D HERNANDO INC
Legal Range08
Legal Township03
Legal Section13
Legal QuarterSE
Legal SubdivisionSEC A OAKLAWN S-D
Legal Lot Number31
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup1
Census Block1003
Census Tract71124

Owner

Source: DeSoto County records · APN 3-08-6-13-00-3-00013-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address815 W COMMERCE ST, HERNANDO, MS 38632-1510
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Nov 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITY BANK
Nov 02, 2017Deed of Trust, Mortgage · Conventional Mortgage
FIRST SECURITY BANK

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Deed Doc Number0000205668
Record RefreshedJun 08, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address815 W COMMERCE ST, HERNANDO, MS 38632-1510
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004445/134
DateNov 02, 2017
Book Page4445/134
InstrumentT04445-00134
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 15, 2022
Interest
Rate TypeFixed Rate

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address815 W COMMERCE ST, HERNANDO, MS 38632-1510
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number004445/146
DateNov 02, 2017
Book Page4445/146
InstrumentT04445-00146
Lender
NameFIRST SECURITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term60 Months
DueNov 15, 2022
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$531.00 (-16.11%)$12,064 (-) Land $1,820 Building $10,244$120,646 (-) Land $18,200 Building $102,446
2023$633.00$12,064$120,646 Land $18,200 Building $102,446

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