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787 W Commerce St, Hernando, MS 38632 Property Records

DeSoto County property record for 787 W Commerce St, Hernando, MS 38632 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Year BuiltBuilt 1955
Square Footage2,040 sqft Adjusted Area
Lot Size17,499 sqft (0.402 acres)
OccupancyOwner Occupied
Tax Bill$1,089.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-3-00012-00

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,040 sqft Adjusted Area
1st Floor1,560 sqft 1st Floor
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialComposition/Composite Exterior
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area17,499 sqft (0.402 acres)
Depth X Width175 ft x 105 ft Depth x Width

Location & Zoning

Street Address787 W COMMERCE ST
CityHERNANDO
StateMS
Zip38632-1508
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13-3-8 PT LOT 444 HERNANDO INC
Legal Range008
Legal Township03S
Legal Section13
Legal SubdivisionHERNANDO INC
Legal Lot Number444
JurisdictionDESOTO MS
Minor Civil Division4
Census Blockgroup1
Census Block1003
Census Tract71124

Owner

Source: DeSoto County records · APN 3-08-6-13-00-3-00012-00

Assessment roll updated December 15, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address787 W COMMERCE ST, HERNANDO, MS 38632-1508
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Ux (and Wife) - Vendor Data Only

Deeds, Mortgages & Sale History

DateDocument
Aug 07, 2023Intrafamily Transfer, Transfer
NOT AVAILABLE, GUARDIAN TITLE LLC
Jun 05, 2017Deed of Trust, Mortgage · Second Mortgage to Cover Down Payment
EVERETT FINANCIAL INC
Jun 05, 2017Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
EVERETT FINANCIAL INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJun 05, 2017
Deed SaleJun 05, 2017
Prior SaleApr 23, 2009 · Amount on Record
Deed Doc Number201710136760
Last Transfer DateAug 01, 2023
Transfer Doc1023/14126
Record RefreshedJun 08, 2026

August 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionDESOTO MS
Recording DateAug 07, 2023
Property Address787 W COMMERCE ST, HERNANDO, MS 38632-1508
Document Number1023/14126
Book / Page1023 / 14126
Instrument DateAug 01, 2023
Transaction TypeTransfer
Record UpdatedSep 14, 2023
Title CompanyNOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax$0.00
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address787 W COMMERCE ST, HERNANDO, MS 38632-1508

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address787W W COMMERCE ST, HERNANDO, MS 38632-1508

June 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address787 W COMMERCE ST, HERNANDO, MS 38632-1508
Transaction TypeMortgage
Record UpdatedNov 29, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20170605010136780
DateJun 05, 2017
Instrument20170605010136780
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75252
Agreement
TypeSecond Mortgage to Cover Down Payment
AmountAmount Recorded
Term120 Months
DueJun 01, 2027

June 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDESOTO MS
Recording DateJun 05, 2017
Property Address787 W COMMERCE ST, HERNANDO, MS 38632-1508
Document Number20170605010136760
Map ReferenceMB 31 PG 175
Instrument DateMay 24, 2017
Instrument20170605010136760
Transaction TypeTransfer
Record UpdatedNov 29, 2022

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address995 SIGNATURE GLEN CIR S # S303, 995, COLLIERVILLE, TN 38017-1874

Transferred To (Grantee/Buyer)

NameVerified Name
Address787 W COMMERCE ST, HERNANDO, MS 38632-1508

Mortgage

Document Number20170605010136770
DateJun 05, 2017
Instrument20170605010136770
Lender
NameEVERETT FINANCIAL INC
TypeFunding / Finance Company
AddressDALLAS, TX 75252
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2047

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,089.00 (+99.09%)$11,927 (+113.44%) Land $1,911 Building $10,016$119,269 (+113.45%) Land $19,110 Building $100,159
2023$547.00$5,588 (-)$55,877 (-) Land $19,110 Building $36,767
2022$547.00$5,588 Land $1,911 Building $3,677$55,877 Land $19,110 Building $36,767

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