860 Eagle Ridge Cir, Folsom, CA 95630 Property Records

Sacramento County property record for 860 Eagle Ridge Cir, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,011 sqft · built 2007
Lot Size	0.312 acres (13,580 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,109,000 (Sep 2021)
Tax Bill	$14,858 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`072-2170-025-0000`

Property Details

APN / Parcel Number

Primary APN	`072-2170-025-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	3,011 sqft Living Area
1st Floor Area	3,011 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	13,580 sqft (0.312 acres)
Garage Area	718 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	860 EAGLE RIDGE CIR
City	FOLSOM
State	CA
Zip	95630-6241
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SP-SFLD (S
Legal Description	EMPIRE RANCH VILLAGE 48, LOT 65
Legal Subdivision	EMPIRE RANCH VILLAGE 48
Legal Lot Number	65
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	2
Census Block	2005
Census Tract	8510

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6454 WINDSOR LN, SAN JOSE, CA 95129-2946
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Oct 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2021 · Amount on Record
Deed Sale	Sep 17, 2021 · Amount on Record
Prior Sale	Sep 26, 2006 · Amount on Record
Deed Document Number	2021938
Deed Book / Page	20210917 / 938
Prior Transfer Date	Dec 20, 2016
Prior Transfer Doc	0000000070
Record Updated	Oct 29, 2026

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 17, 2021
Property Address	860 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	2021091700938
Map Reference	MB 302 PG 13
Instrument Date	Sep 15, 2021
Instrument	2021091700938
Transaction Type	Transfer
Record Updated	Oct 6, 2021
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	6454 WINDSOR LN, SAN JOSE, CA 95129-2946

Mortgage

Document Number	2021091700939
Date	Sep 17, 2021
Instrument	2021091700939

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	860 EAGLE RIDGE CIR, FOLSOM, CA 95630-6241
Document Number	2011091520
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Nov 20, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	860 EAGLE RIDGE CIR FOLSOM CA 956306241, FOLSOM, CA 95630-6241

Mortgage

Document Number	2011091520
Date	Nov 9, 2020
Instrument	2011091520

Lender

Name	FINANCE OF AMERICA MTG
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 8, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,200,414 (+2%) Land $518,578 Building $681,836
2025	$14,858.00 (+1.78%)	$1,176,877 (+4.04%) Land $508,410 Building $668,467
2024	$14,598.00 (+2.8%)
2023	$14,201.00 (+1.17%)	$1,131,179 Land $488,669 Building $642,510
2022	$14,037.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Succeed.Net.

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