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8585 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8585 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property TypeCondominium
Details2 ba · 1,932 sqft · built 2018
Lot Size0.568 acres (24,750 sqft)
Owner2 Individual Names on Record
Last Sale$257,000 (Aug 2019)
Tax Bill$319 (2012)
Deeds & MortgagesMay 2020 Mortgage
Aug 2019 Sale
Flood ZoneZone X (minimal risk)
APN14-20-04-225-177

Property Details

APN / Parcel Number

Primary APN14-20-04-225-177

Interior

Full Baths2 Baths
Building Area1,932 sqft Living Area
1st Floor Area1,932 sqft
Basement Area1,932 sqft
Unfinished Basement1,932 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Architectural StyleCondo/Apartment
Lot Area24,750 sqft
Garage Area450 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address8585 RIDGEWAY RD
CityPETOSKEY
StateMI
Zip49770-8670
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeEC SR
Legal DescriptionSILVER CREEK CONDO, PLAN #180, UNIT 77. SECTION 4, T34N, R4W
Legal Range04W
Legal Township34N
Legal Section04
Legal SubdivisionSILVER CREEK CONDO
Legal Unit77
JurisdictionEMMET MI
Township / Civil DivisionSPRINGVALE
Census Block Group4
Census Block4004
Census Tract970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8585 RIDGEWAY RD, PETOSKEY, MI 49770-8670
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 13, 2020Deed of Trust, Mortgage · VA Mortgage
OCMBC
Aug 23, 2019Warranty Deed, Transfer
CROSSROADS TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2019 · Amount on Record
Deed SaleAug 23, 2019 · Amount on Record
Prior SaleMar 17, 2000 · Amount on Record
Deed Document Number20195167501
Deed Book / Page1214 / 582
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address8585 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address8585 RIDGEWAY RD, PETOSKEY, MI 49770-8670

Mortgage

Document Number0000001221/0000000425
DateMay 13, 2020
Book Page0000001221/0000000425
Instrument5174368
Lender
NameOCMBC
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2050

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateAug 23, 2019
Property Address8585 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Document Number1214/582
Book / Page1214 / 582
Instrument DateAug 16, 2019
Instrument5167501
Transaction TypeTransfer
Record UpdatedJun 22, 2021
Title CompanyCROSSROADS TITLE

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8585 RIDGEWAY RD, PETOSKEY, MI 49770-8670
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionSpringvale Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$240,200 Land $240,200$480,400 Land $480,400
2012$319.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Truestream
Fiber		1,000 / 1,000
Spectrum
Cable		1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

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