Emmet County property record for 8575 Ridgeway Rd, Petoskey, MI 49770 · Last verified July 2026
| Property Type | Residential > Condominium / Townhouse > Condominium |
|---|---|
| Architecture Style | Condo/Apartment |
| Occupancy | Owner Occupied |
| Last Sale | $575,000 (2025) |
| Tax Bill | $3,651.00 (2024) |
| Primary APN | 14-20-04-225-176 |
|---|
| Architectural Style | Condo/Apartment Style |
|---|
| Street Address | 8575 RIDGEWAY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8670 |
| Property Usage | Residential Property Usage |
| Type | Residential > Condominium / Townhouse > Condominium |
| Legal Description | SILVER CREEK CONDO, PLAN #180, UNIT 76. SECTION 4, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SILVER CREEK CONDOMINIUM |
| Legal Unit | 76 |
| Jurisdiction | EMMET MI |
| Minor Civil Division | SPRINGVALE |
| Census Blockgroup | 4 |
| Census Block | 4004 |
| Census Tract | 970500 |
Source: Emmet County records · APN 14-20-04-225-176
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5250 INDIAN GARDEN RD, PETOSKEY, MI 49770-8705 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE |
| Jun 22, 2018 | Deed of Trust, Mortgage CHEMICAL BANK |
| Feb 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CREDIT UNION ONE |
| Jun 22, 2018 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 17, 2025 · Amount on Record |
| Deed Sale | Jun 17, 2025 · Amount on Record |
| Prior Sale | Jun 22, 2018 · Amount on Record |
| Deed Doc Number | 20255220742 |
| Deed Book / Page | 1267 / 715 |
| Prior Transfer Date | Dec 14, 2010 |
| Prior Transfer Doc | 1130/109 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8575 RIDGEWAY RD, PETOSKEY, MI 49770-8670 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8575 RIDGEWAY RD, PETOSKEY, MI 49770-8670 |
| Document Number | 0000001230/0000000299 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 0000001230/0000000299 |
| Instrument | 5183266 |
| Name | UNITED WHOLESALE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8575 RIDGEWAY RD, PETOSKEY, MI 49770-8670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001204/0000000484 |
|---|---|
| Date | Jun 22, 2018 |
| Book Page | 0000001204/0000000484 |
| Instrument | 000005157379 |
| Name | CHEMICAL BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 355 Months |
| Due | Jan 01, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.88% |
| Type Change Date | Jul 01, 2028 |
| Index | 1-Year LIBOR |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EMMET MI |
| Property Address | 8575 RIDGEWAY RD, PETOSKEY, MI 49770-8670 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 8575 RIDGEWAY RD, PETOSKEY, MI 49770-8670 |
| Document Number | 0000001219/0000000624 |
|---|---|
| Date | Feb 26, 2020 |
| Book Page | 0000001219/0000000624 |
| Instrument | 5172567 |
| Name | CREDIT UNION ONE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 01, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Jun 22, 2018 |
| Property Address | 8575 RIDGEWAY RD, PETOSKEY, MI 49770-8670 |
| Document Number | 1204/483 |
| Book / Page | 1204 / 483 |
| Instrument Date | Jun 20, 2018 |
| Instrument | 000005157378 |
| Transaction Type | Transfer |
| Record Updated | Jun 22, 2021 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1871, CHARLESTON, SC 29407 |
Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $233,600 (+14.17%) Land $233,600 | $467,200 (+14.17%) Land $467,200 | |
| 2025 | $204,600 (+30.73%) Land $204,600 | $409,200 (+30.73%) Land $409,200 | |
| 2024 | $3,651.00 | ||
| 2023 | $156,500 Land $156,500 | $313,000 Land $313,000 |
Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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