8562 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8562 Ridgeway Rd, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.607 acres (26,445 sqft)
Owner	Individual Name on Record
Last Sale	$230,000 (Jan 2017)
Tax Bill	$3,655 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-133`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-133`

Interior

Full Baths	3 Baths
Building Area	1,716 sqft Living Area
1st Floor Area	1,716 sqft
Basement Area	1,716 sqft
Unfinished Basement	1,716 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Condo/Apartment
Lot Area	26,445 sqft
Garage Area	787 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	8562 RIDGEWAY RD
City	PETOSKEY
State	MI
Zip	49770-8670
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC SR
Legal Description	SILVER CREEK CONDO, PLAN #180, UNIT 33. SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK
Legal Unit	33
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8562 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Conventional Mortgage FIGURE LENDING
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS
Jan 20, 2017	Warranty Deed, Transfer CITIZENS NATIONAL BANK OF CHEBOYGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 20, 2017 · Amount on Record
Deed Sale	Jan 20, 2017 · Amount on Record
Prior Sale	Oct 31, 2012 · Amount on Record
Deed Document Number	20175144461
Deed Book / Page	1191 / 582
Prior Transfer Date	Oct 19, 2012
Prior Transfer Doc	1150/42
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8562 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8562 RIDGEWAY RD, PETOSKEY, MI 49770-8670

Mortgage

Document Number	0000001255/0000000374
Date	Oct 11, 2023
Book Page	0000001255/0000000374
Instrument	5208364

Lender

Name	FIGURE LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8562 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Transaction Type	Mortgage
Record Updated	Mar 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8562 RIDGEWAY RD, PETOSKEY, MI 49770-8670

Mortgage

Document Number	0000001229/0000000780
Date	Feb 4, 2021
Book Page	0000001229/0000000780
Instrument	5182748

Lender

Name	CALIBER HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Jan 20, 2017
Property Address	8562 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Document Number	1191/0582
Book / Page	1191 / 0582
Instrument Date	Jan 13, 2017
Instrument	5144461
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3320 ANNIES WAY, 3320, PETOSKEY, MI 49770-8459

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1450 MAXWELL RD, PETOSKEY, MI 49770-9582

Mortgage

Document Number	1191/0583
Date	Jan 20, 2017
Book Page	1191/0583
Instrument	5144462

Lender

Name	CITIZENS NATIONAL BANK OF CHEBOYGAN
Address	CHEBOYGAN, MI 49721

Agreement

Amount	Amount Recorded
Term	61 Months
Due	Feb 1, 2022

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,600 (+57.09%) Land $252,600	$505,200 (+57.09%) Land $505,200
2024	$3,655.00
2023		$160,800 Land $160,800	$321,600 Land $321,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 50

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridgeway Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures