8604 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8604 Ridgeway Rd, Petoskey, MI 49770 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Residential
Architecture StyleCondo/Apartment
OccupancyOwner Occupied
Last Sale$14,500 (2019)
Tax Bill$124.00 (2024)

Owner

Source: Emmet County records · APN 14-20-04-225-130

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8604 RIDGEWAY RD, PETOSKEY, MI 49770-8664
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2019Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
CHEMICAL BANK
Sep 27, 2019Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleSep 27, 2019 · Amount on Record
Deed SaleSep 27, 2019 · Amount on Record
Prior SaleApr 06, 2001 · Amount on Record
Deed Doc Number20195168427
Deed Book / Page1215 / 509
Record RefreshedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionEMMET MI
Property Address8604 RIDGEWAY RD, PETOSKEY, MI 49770-8664
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1215/884
DateOct 10, 2019
Book Page1215/884
Instrument5168806
Lender
NameCHEMICAL BANK
TypeBank
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Term361 Months
DueNov 01, 2049
Interest
Rate TypeAdjustable Rate
Rate4.13%
Type Change DateNov 01, 2030
Index1-Year LIBOR

September 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionEMMET MI
Recording DateSep 27, 2019
Property Address8604 RIDGEWAY RD, PETOSKEY, MI 49770-8664
Document Number1215/509
Book / Page1215 / 509
Instrument DateSep 19, 2019
Instrument5168427
Transaction TypeTransfer
Record UpdatedJun 22, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 HILLSIDE DR APT 12, 12, PETOSKEY, MI 49770-8404

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMichigan
CountyEmmet County
County SubdivisionSpringvale Township
Unified School DistrictPublic Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$7,300 (+62.22%) Land $7,300$14,600 (+62.22%) Land $14,600
2024$124.00
2023$4,500 Land $4,500$9,000 Land $9,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 52% of Michigan
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN14-20-04-225-130

Exterior

Architectural StyleCondo/Apartment Style

Location & Zoning

Street Address8604 RIDGEWAY RD
CityPETOSKEY
StateMI
Zip49770-8664
Property UsageResidential Property Usage
TypeVacant Land > Residential
Legal DescriptionSILVER CREEK CONDO, PLAN #180, UNIT 30. SECTION 4, T34N, R4W
Legal Range04W
Legal Township34N
Legal Section04
Legal SubdivisionSILVER CREEK CONDO
Legal Unit30
JurisdictionEMMET MI
Minor Civil DivisionSPRINGVALE
Census Blockgroup4
Census Block4003
Census Tract970500

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