Emmet County property record for 8618 Ridgeway Rd, Petoskey, MI 49770
| Property Type | Condominium |
|---|---|
| Lot Size | 0.492 acres (21,442 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $369,000 (Apr 2022) |
| Tax Bill | $3,913 (2024) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Mar 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-20-04-225-129 |
| Primary APN | 14-20-04-225-129 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,424 sqft Living Area |
| 1st Floor Area | 1,424 sqft |
| Basement Area | 1,424 sqft |
| Unfinished Basement | 1,424 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2021 |
| Architectural Style | Ranch |
| Lot Area | 21,442 sqft |
| Garage Area | 576 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 8618 RIDGEWAY RD |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-8664 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | EC SR |
| Legal Description | SILVER CREEK CONDO, PLAN #180, UNIT 29. SECTION 4, T34N, R4W |
| Legal Range | 04W |
| Legal Township | 34N |
| Legal Section | 04 |
| Legal Subdivision | SILVER CREEK CONDO |
| Legal Unit | 29 |
| Jurisdiction | EMMET MI |
| Township / Civil Division | SPRINGVALE |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 970500 |
Source: Emmet County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8618 RIDGEWAY RD, PETOSKEY, MI 49770-8664 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 11, 2022 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage ROCKET MORTGAGE |
| Mar 22, 2021 | Warranty Deed, Construction Loan |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 11, 2022 · Amount on Record |
| Deed Sale | Apr 11, 2022 · Amount on Record |
| Prior Sale | Mar 22, 2021 · Amount on Record |
| Deed Document Number | 20225196112 |
| Deed Book / Page | 1243 / 140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Apr 11, 2022 |
| Property Address | 8618 RIDGEWAY RD, PETOSKEY, MI 49770-8664 |
| Document Number | 001243/140 |
| Book / Page | 1243 / 140 |
| Instrument Date | Apr 8, 2022 |
| Instrument | 5196112 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jul 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8618 RIDGEWAY RD, PETOSKEY, MI 49770-8664 |
| Document Number | 0005196113 |
|---|---|
| Date | Apr 11, 2022 |
| Instrument | 5196113 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 357 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EMMET MI |
| Recording Date | Mar 22, 2021 |
| Property Address | 8618 RIDGEWAY RD, PETOSKEY, MI 49770-8664 |
| Document Number | 001231/210 |
| Book / Page | 1231 / 210 |
| Instrument Date | Mar 11, 2021 |
| Instrument | 5184176 |
| Transaction Type | Construction Loan |
| Record Updated | Jul 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 690 HOMESTEAD CT, PETOSKEY, MI 49770-9814 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| County Subdivision | Springvale Township |
| Unified School District | Public Schools of Petoskey (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $199,800 (+40.8%) Land $199,800 | $399,600 (+40.8%) Land $399,600 | |
| 2024 | $3,913.00 | ||
| 2023 | $141,900 Land $141,900 | $283,800 Land $283,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 31, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Truestream Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 50 |
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