8548 Ridgeway Rd, Petoskey, MI 49770 Property Records

Emmet County property record for 8548 Ridgeway Rd, Petoskey, MI 49770 · Last verified August 2026

Property Summary

Property Type	Condominium
Lot Size	0.565 acres (24,637 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,011 (2024)
Deeds & Mortgages	Nov 2023 Sale May 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-20-04-225-134`

Property Details

APN / Parcel Number

Primary APN	`14-20-04-225-134`

Exterior

Architectural Style	Condo/Apartment
Lot Area	24,637 sqft (0.565 acres)

Location & Zoning

Street Address	8548 RIDGEWAY RD
City	PETOSKEY
State	MI
Zip	49770-8670
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SILVER CREEK CONDO, PLAN #180, UNIT 34. SECTION 4, T34N, R4W
Legal Range	04W
Legal Township	34N
Legal Section	04
Legal Subdivision	SILVER CREEK CONDOMINIUM
Legal Unit	34
Jurisdiction	EMMET MI
Township / Civil Division	SPRINGVALE
Census Block Group	4
Census Block	4003
Census Tract	970500

Owner

Source: Emmet County records · APN 14-20-04-225-134

Assessment roll updated July 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6249 WILLOW HWY, GRAND LEDGE, MI 48837-8982
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2023	Warranty Deed, Transfer CRISLO TITLE COMPANY, CISLO TITLE COMPANY
May 13, 2022	Deed of Trust, Mortgage · Conventional Mortgage MICHIGAN STATE UNIVERSITY FEDERAL CREDIT
Jul 27, 2017	Deed of Trust, Mortgage · Line of Credit CHEMICAL BANK
Jan 27, 2020	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 30, 2025
Deed Sale	Jun 30, 2025
Prior Sale	Aug 27, 2012 · Amount on Record
Deed Document Number	20255221002
Deed Book / Page	1267 / 975
Prior Transfer Date	Nov 07, 2023
Prior Transfer Doc	001256/147
Record Updated	Sep 20, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Nov 20, 2023
Property Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Document Number	001256/147
Book / Page	1256 / 147
Instrument Date	Nov 07, 2023
Instrument	5209136
Transaction Type	Transfer
Record Updated	Dec 01, 2023
Title Company	CRISLO TITLE COMPANY, CISLO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670

Mortgage

Document Number	0000001243/0000000952
Date	May 13, 2022
Book Page	0000001243/0000000952
Instrument	5196924

Lender

Name	MICHIGAN STATE UNIVERSITY FEDERAL CREDIT

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1196/0536
Date	Jul 27, 2017
Book Page	1196/0536
Instrument	5149412

Lender

Name	CHEMICAL BANK
Type	Bank
Address	MIDLAND, MI 48640

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	EMMET MI
Recording Date	Jan 27, 2020
Property Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670
Document Number	1218/804
Book / Page	1218 / 804
Instrument Date	Jan 21, 2020
Transaction Type	Transfer
Record Updated	Jun 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8548 RIDGEWAY RD, PETOSKEY, MI 49770-8670

Tax Assessment & Valuation

Source: Emmet County records · Assessment roll updated July 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Springvale Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$251,200 (+19.28%) Land $251,200	$502,400 (+19.28%) Land $502,400
2025		$210,600 (+31.63%) Land $210,600	$421,200 (+31.63%) Land $421,200
2024	$3,011.00
2023		$160,000 Land $160,000	$320,000 Land $320,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Emmet County (26047C), updated May 31, 2022 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 71 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Great Lakes Energy Connections	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 50

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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