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85790 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85790 Black Tern Dr, Yulee, FL 32097 · Last verified February 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,810 sqft · built 2018
Lot Size0.187 acres (8,160 sqft)
Owner2 Individual Names on File
Last Sale$336,300 (Mar 2018)
Tax Bill$6,743 (2025)
Deeds & MortgagesFeb 2022 Mortgage
Mar 2018 Sale & Mortgage
Flood ZoneZone A (high risk)
APN12-2N-26-1603-0030-0000

Property Details

APN / Parcel Number

Primary APN12-2N-26-1603-0030-0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,810 sqft Heated Area
Gross Area3,863 sqft
1st Floor Area2,340 sqft
Upper Floors Area470 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStone
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,160 sqft (0.187 acres)
Garage Area651 sqft
PorchOpen Porch
Porch Area346 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85790 BLACK TERN DR
CityYULEE
StateFL
Zip32097-2667
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 30 IN OR 2186/306 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range26E
Legal Township02N
Legal Section12
Legal SubdivisionPLUMMER CREEK PHASE
Legal Phase2
Legal Lot Number30
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50307

Owner

Source: Nassau County records · APN 12-2N-26-1603-0030-0000

Assessment roll updated July 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address85790 BLACK TERN DR, YULEE, FL 32097-2667
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 22, 2022Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Mar 28, 2018Warranty Deed, Subdivision Related Transfer · Conventional with PMI
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 26, 2018 · Amount on Record
Deed SaleMar 26, 2018 · Amount on Record
Deed Document Number0002186306
Deed Book / Page2186 / 306
Last Transfer DateMar 28, 2018
Transfer Doc0021860306
Record UpdatedJun 08, 2026

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85790 BLACK TERN DR, YULEE, FL 32097-2667
Transaction TypeMortgage
Record UpdatedMar 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address9022 OLD MOUNT VERNON RD, ALEXANDRIA, VA 22309-2708

Mortgage

Document Number0025401456
DateFeb 22, 2022
Book Page2540/1456
Instrument202245006472
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2052

March 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMar 28, 2018
Property Address85790 BLACK TERN DR, YULEE, FL 32097-2667
Document Number0021860306
Book / Page002186 / 000306
Instrument DateMar 26, 2018
Instrument9496
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 04, 2018
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,353.51
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85790 BLACK TERN DR YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number21860308
DateMar 28, 2018
Book Page002186/000308
Instrument9497
Lender
NameJET HOMELOANS LLC
AddressDALLAS, TX 75252
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueMar 27, 2048

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,743.00 (+3.58%)$439,250 (+4.06%) Land $55,000 Building $384,250$439,250 (+4.06%) Land $55,000 Building $384,250
2024$6,510.00 (+5.24%)$422,120 (+4.03%) Land $55,000 Building $367,120$422,120 (+4.03%) Land $55,000 Building $367,120
2023$6,186.00 (+20.54%)$405,785 (+18.94%) Land $55,000 Building $350,785$405,785 (+18.94%) Land $55,000 Building $350,785
2022$5,132.00$341,157 Land $50,000 Building $291,157$341,157 Land $50,000 Building $291,157

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 142 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024, other causes, Hurricane Debby
Claims By Storm
  • Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire RiskModerate
above 49% of the US · above 19% of Florida
Wildfire LikelihoodAbout 1 in 962 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 159 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
XfinityFiber2,000 / 2,000
VerizonFixed Wireless300 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

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