Nassau County property record for 85782 Black Tern Dr, Yulee, FL 32097
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,165 sqft · built 2018 |
| Lot Size | 0.201 acres (8,767 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $329,300 (Mar 2018) |
| Tax Bill | $2,398 (2025) |
| Deeds & Mortgages | Mar 2022 Mortgage Jan 2021 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-2N-26-1603-0029-0000 |
| Primary APN | 12-2N-26-1603-0029-0000 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,165 sqft Heated Area |
| Gross Area | 4,820 sqft |
| 1st Floor Area | 2,484 sqft |
| Upper Floors Area | 681 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2018 |
|---|---|
| Exterior Material | Stone |
| Construction Type | Wood |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 8,767 sqft (0.201 acres) |
| Garage Area | 622 sqft |
| Porch | Open Porch |
| Porch Area | 273 sqft |
| Patio Area | 680 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 85782 BLACK TERN DR |
|---|---|
| City | YULEE |
| State | FL |
| Zip | 32097-2667 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 29 IN OR 2186/823 PLUMMER CREEK PHASE TWO B PBK 8/170 |
| Legal Range | 26E |
| Legal Township | 02N |
| Legal Section | 12 |
| Legal Subdivision | PLUMMER CREEK PHASE |
| Legal Phase | 2 |
| Legal Lot Number | 29 |
| Jurisdiction | NASSAU FL |
| Township / Civil Division | YULEE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 50307 |
Source: Nassau County records · APN 12-2N-26-1603-0029-0000
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 31, 2022 | Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Jan 19, 2021 | Deed of Trust, Mortgage · VA Mortgage INTERCONTINENTAL CAPITAL GROUP INC |
| Sep 13, 2019 | Deed of Trust, Mortgage · VA Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
| Dec 11, 2018 | Deed of Trust, Mortgage · VA Mortgage CREDENCE FUNDING CORP |
| Mar 29, 2018 | Warranty Deed, Subdivision Related Transfer · VA Mortgage JET HOMELOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 27, 2018 · Amount on Record |
| Deed Sale | Mar 27, 2018 · Amount on Record |
| Deed Document Number | 0002186823 |
| Deed Book / Page | 2186 / 823 |
| Last Transfer Date | Mar 29, 2018 |
| Transfer Doc | 0021860823 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2022 |
| Name | Verified Name |
|---|---|
| Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Document Number | 0025510819 |
|---|---|
| Date | Mar 31, 2022 |
| Book Page | 2551/819 |
| Instrument | 202245011783 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 18, 2021 |
| Title Company | NATIONWIDE TITLE CLEARING INC, NATIONWIDE TTL CLEARING INC |
| Name | Verified Name |
|---|---|
| Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Document Number | 0024251713 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | 2425/1713 |
| Instrument | 202145001682 |
| Name | INTERCONTINENTAL CAPITAL GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0023031225 |
|---|---|
| Date | Sep 13, 2019 |
| Book Page | 2303/1225 |
| Instrument | 201945029259 |
| Name | PARAMOUNT RESIDENTIAL MORTGAGE GROUP INC |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NASSAU FL |
| Property Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0022421078 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 2242/1078 |
| Instrument | 201845038032 |
| Name | CREDENCE FUNDING CORP |
|---|---|
| Address | ABERDEEN, MD 21001 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NASSAU FL |
| Recording Date | Mar 29, 2018 |
| Property Address | 85782 BLACK TERN DR, YULEE, FL 32097-2667 |
| Document Number | 0021860823 |
| Book / Page | 002186 / 000823 |
| Instrument Date | Mar 27, 2018 |
| Instrument | 9588 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Apr 04, 2018 |
| Title Company | DF TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,304.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 85782 BLACK TERN DR YULEE FL 32097, YULEE, FL 32097 |
| Document Number | 21860825 |
|---|---|
| Date | Mar 29, 2018 |
| Book Page | 002186/000825 |
| Instrument | 9589 |
| Name | JET HOMELOANS LLC |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 28, 2048 |
Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Nassau County |
| Unified School District | Nassau County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,398.00 (+1.61%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $201,616 (+2.9%) | $457,940 (+4.91%) Land $55,000 Building $402,940 |
| 2024 | $2,360.00 (+1.77%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $195,934 (+3%) | $436,487 (+4.03%) Land $55,000 Building $381,487 |
| 2023 | $2,319.00 (+11.06%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $190,227 (+3%) | $419,587 (+19.03%) Land $55,000 Building $364,587 |
| 2022 | $2,088.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $184,686 | $352,492 Land $50,000 Building $302,492 |
Source: FEMA National Flood Hazard Layer as of January 21, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 142 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 142 in force |
| Nearby Flood Claims | 7 (2017–2024) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
| Claims by Event |
|
| Wildfire Risk | Moderate above 48% of the US · lower than 81% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
Based on FCC filings for 159 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | JEA: LOFTON OAKS GRID private · serves 24,318 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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