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85779 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85779 Black Tern Dr, Yulee, FL 32097 · Last verified March 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 4 ba · 2,975 sqft · built 2018
Lot Size0.204 acres (8,926 sqft)
OwnerIndividual Name on File
Last Sale$360,000 (Dec 2020)
Tax Bill$6,512 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
May 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN12-2N-26-1603-0008-0000

Property Details

APN / Parcel Number

Primary APN12-2N-26-1603-0008-0000

Interior

Bedrooms5 Beds
Full Baths4 Baths
Stories2 Stories
Building Area2,975 sqft Heated Area
Gross Area3,771 sqft
1st Floor Area1,524 sqft
Upper Floors Area1,451 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStone
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area8,926 sqft (0.204 acres)
Garage Area506 sqft
PorchOpen Porch
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85779 BLACK TERN DR
CityYULEE
StateFL
Zip32097-2669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 8 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range26E
Legal Township02N
Legal Section12
Legal SubdivisionPLUMMER CREEK PHASE
Legal Phase2
Legal Lot Number8
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50307

Owner

Source: Nassau County records · APN 12-2N-26-1603-0008-0000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address85779 BLACK TERN DR, YULEE, FL 32097-2669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 22, 2020Warranty Deed, Transfer · VA Mortgage
GUARANTEED RATE INC
May 15, 2020Deed of Trust, Mortgage · VA Mortgage
ANGEL OAK HM LOANS
Feb 02, 2018Corporation Deed, Subdivision Related Transfer · VA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 22, 2020 · Amount on Record
Deed SaleDec 22, 2020 · Amount on Record
Prior SaleFeb 02, 2018 · Amount on Record
Deed Document Number202045041699
Deed Book / Page2419 / 734
Record UpdatedJun 08, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 22, 2020
Property Address85779 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0024190734
Book / Page2419 / 734
Map ReferenceMB 8 PG 170-174
Instrument DateDec 17, 2020
Instrument202045041699
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$2,520.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85779 BLACK TERN DR, 85779, YULEE, FL 32097-2669

Transferred To (Grantee/Buyer)

NameVerified Name
Address4753 REEVES LOOP, HONOLULU, HI 96818-3297
InvestorPossibly a Property Investor

Mortgage

Document Number0002419736
DateDec 22, 2020
Instrument2419/736
Lender
NameGUARANTEED RATE INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85779 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0023621744
Instrument DateMay 15, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85779 BLACK TERN DR YULEE FL 320972669, YULEE, FL 32097-2669

Mortgage

Document Number0023621744
DateMay 21, 2020
Book Page002362/001744
Instrument45015313
Lender
NameANGEL OAK HM LOANS
AddressATLANTA, GA 30328
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 20, 2050

February 2018: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionNASSAU FL
Recording DateFeb 02, 2018
Property Address85779 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0021741916
Book / Page2174 / 1916
Map ReferenceMB8 PG170-174
Instrument DateJan 30, 2018
Instrument201803581
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290

Transferred To (Grantee/Buyer)

NameVerified Name
Address85779 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number0201803582
DateFeb 02, 2018
Instrument201803582
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,512.00 (+39.56%)$424,198 (+25.32%) Land $55,000 Building $369,198$424,198 (+4.03%) Land $55,000 Building $369,198
2024$4,666.00 (+1.26%) Homeowner's exemption$338,505 (+3%)$407,749 (+4%) Land $55,000 Building $352,749
2023$4,608.00 (+10.11%) Homeowner's exemption$328,646 (+3%)$392,076 (+18.93%) Land $55,000 Building $337,076
2022$4,185.00 Homeowner's exemption$319,074$329,670 Land $50,000 Building $279,670

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Flood Insurance CostPremium on Record
median of 142 individual NFIP policies nearby
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
137 of 142 on primary residences
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024, other causes, Hurricane Debby
Flood Events
  • Hurricane Irma (Sep 2017), 5 claims

Wildfire

Wildfire RiskModerate
above 53% of the US · above 24% of Florida
Wildfire LikelihoodAbout 1 in 862 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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