85771 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85771 Black Tern Dr, Yulee, FL 32097 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,744 sqft · built 2018
Lot Size	0.217 acres (9,471 sqft)
Owner	2 Individual Names on File
Last Sale	$479,000 (Jun 2023)
Tax Bill	$1,653 (2025)
Deeds & Mortgages	May 2026 Sale Jun 2023 Sale + 4 more
Flood Zone	Zone A (high risk)
APN	`12-2N-26-1603-0009-0000`

Property Details

APN / Parcel Number

Primary APN	`12-2N-26-1603-0009-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,744 sqft Living Area
Gross Area	3,366 sqft
1st Floor Area	2,536 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	9,471 sqft (0.217 acres)
Garage Type	Attached
Garage Area	622 sqft
Porch	Florida Room
Porch Area	273 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	85771 BLACK TERN DR
City	YULEE
State	FL
Zip	32097-2669
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 9 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range	26E
Legal Township	02N
Legal Section	12
Legal Subdivision	PLUMMER CREEK
Legal Phase	TWO
Legal Lot Number	9
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2003
Census Tract	50307

Owner

Source: Nassau County records · APN 12-2N-26-1603-0009-0000

Assessment roll updated November 26, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
May 05, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Jun 01, 2023	Warranty Deed, Transfer GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC
Oct 25, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Aug 06, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 11, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST SAVINGS BANK
Feb 02, 2018	Corporation Deed, Subdivision Related Transfer · VA Mortgage JET HOMELONS LLC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 01, 2023 · Amount on Record
Deed Sale	Jun 01, 2023 · Amount on Record
Prior Sale	Dec 11, 2020 · Amount on Record
Deed Document Number	202316717
Deed Book / Page	2645 / 461
Last Transfer Date	Apr 30, 2026
Transfer Doc	0000013342
Record Updated	Sep 20, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	NASSAU FL
Recording Date	May 05, 2026
Property Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Document Number	0000013342
Book / Page	2865 / 1393
Instrument Date	Apr 30, 2026
Instrument	2026.13342
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$70.70
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	85771 BLACK TERN DR, YULEE, FL 32097-2669

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 01, 2023
Property Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Document Number	0026450461
Book / Page	2645 / 461
Map Reference	MB 8 PG 170-174
Instrument Date	May 22, 2023
Instrument	202345016717
Transaction Type	Transfer
Record Updated	Jun 22, 2023
Title Company	GUARDIAN TITLE AND TRUST INC, GUARDIAN TITLE & TRUST INC

Transaction

Amount	Amount Recorded
Tax	$3,353.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	650 WHITNEY SHOALS RD, EVANS, GA 30809

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 LAUREL MOUNTAIN ESTATES DR, TODD, NC 28684-9410

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023141609
Date	Oct 25, 2019
Book Page	2314/1609
Instrument	201945034488

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Feb 01, 2048

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023820476
Date	Aug 06, 2020
Book Page	2382/476
Instrument	202045024428

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2050

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Dec 11, 2020
Property Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Document Number	0024151938
Book / Page	2415 / 1938
Map Reference	MB 8 PG 170-174
Instrument Date	Dec 10, 2020
Instrument	202045040233
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	310 INDIGO PLANTERS LN, 310, CHARLESTON, SC 29492-8403

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85771 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number	0024151940
Date	Dec 11, 2020
Instrument	2415/1940

Lender

Name	FIRST SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

February 2018: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	NASSAU FL
Recording Date	Feb 02, 2018
Property Address	85771 BLACK TERN DR, YULEE, FL 32097-2669
Document Number	0021741941
Book / Page	2174 / 1941
Map Reference	MB8 PG170-174
Instrument Date	Jan 31, 2018
Instrument	201803585
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 14, 2022
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	85771 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number	0201803586
Date	Feb 02, 2018
Instrument	201803586

Lender

Name	JET HOMELONS LLC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2048

Tax Assessment & Valuation

Source: Nassau County records · Assessment roll updated November 26, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,653.00 (+1.85%) Homeowner's exemption Widower's exemption	$153,088 (+2.9%)	$402,792 (+3.88%) Land $55,000 Building $347,792
2024	$1,623.00 (-61.76%) Homeowner's exemption Widower's exemption	$148,774 (-51.35%)	$387,736 (+5.62%) Land $55,000 Building $332,736
2023	$4,244.00 (+10.18%) Homeowner's exemption	$305,796 (+3%)	$367,096 (+19.61%) Land $55,000 Building $312,096
2022	$3,852.00 Homeowner's exemption	$296,889	$306,917 Land $50,000 Building $256,917

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Nassau County (12089C), updated January 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120890503072, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Special Flood Hazard Area	Yes
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required (federally backed mortgages)
Flood Insurance Cost	Premium on Record median of 142 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024, other causes, Hurricane Debby
Claims By Storm	Hurricane Irma, Sep 2017 · 5 claims

Wildfire

Wildfire Risk	Moderate above 53% of the US · above 24% of Florida
Wildfire Likelihood	About 1 in 862 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 152 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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