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85739 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85739 Black Tern Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,526 sqft · built 2017
Lot Size0.245 acres (10,663 sqft)
OwnerCompany Name on Record
Last Sale$470,900 (May 2022)
Tax Bill$5,694 (2025)
Deeds & MortgagesMay 2022 Sale
Aug 2020 Mortgage
+ 1 more
Flood ZoneZone A (high risk)
APN12-2N-26-1603-0013-0000

Property Details

APN / Parcel Number

Primary APN12-2N-26-1603-0013-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,526 sqft Living Area
Gross Area3,148 sqft
1st Floor Area2,526 sqft
FlooringVinyl/Resilient
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,663 sqft (0.245 acres)
Garage TypeAttached
Garage Area622 sqft
PorchFinished/Open Porch
Porch Area273 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address85739 BLACK TERN DR
CityYULEE
StateFL
Zip32097-2669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 13 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range26E
Legal Township02N
Legal Section12
Legal SubdivisionPLUMMER CREEK
Legal PhaseTWO
Legal Lot Number13
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50307

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1850 PARKWAY PL SE, 900, MARIETTA, GA 30067-8261
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
May 19, 2022Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Aug 21, 2020 · Conventional Mortgage
FREEDOM MORTGAGE CORP
Nov 6, 2017Warranty Deed, Subdivision Related Transfer · VA Mortgage
PRIME LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 19, 2022 · Amount on Record
Deed SaleMay 19, 2022 · Amount on Record
Prior SaleAug 21, 2020 · Amount on Record
Deed Document Number202218146
Deed Book / Page2564 / 378
Prior Transfer DateNov 8, 2019
Prior Transfer Doc0045026328
Record UpdatedSep 20, 2026

May 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateMay 19, 2022
Property Address85739 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0025640378
Book / Page2564 / 378
Map ReferenceMB 5 PG 170-174
Instrument DateMay 18, 2022
Instrument202245018146
Transaction TypeTransfer
Record UpdatedJun 9, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$3,296.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address200 LEDGE MANOR DR, 200, HOLLY SPRINGS, NC 27540-4981

Transferred To (Grantee/Buyer)

NameVerified Name
Address1850 PARKWAY PL SE STE 900, 900, MARIETTA, GA 30067-8261

August 2020:

JurisdictionNASSAU FL
Recording DateAug 21, 2020
Property Address85739 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0023860044
Book / Page2386 / 44
Map ReferenceMB 8 PG 170-174
Instrument DateNov 8, 2019
Instrument202045026328
Record UpdatedJan 14, 2022
Title CompanyINSPIRE CLOSING SERVICES

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address85739 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number0000238648
DateAug 21, 2020
Instrument2386/48
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term333 Months
DueMay 1, 2048

November 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateNov 6, 2017
Property Address85739 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0021560006
Book / Page002156 / 000006
Instrument DateOct 26, 2017
Instrument32434
Transaction TypeSubdivision Related Transfer
Record UpdatedNov 18, 2017
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,080.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address85739 BLACK TERN DR YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number21560008
DateNov 6, 2017
Book Page002156/000008
Instrument32435
Lender
NamePRIME LNDG
AddressDALLAS, TX 75252
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 5, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,694.00 (+2.06%)$370,954 (+3.9%) Land $55,000 Building $315,954$370,954 (+3.9%) Land $55,000 Building $315,954
2024$5,579.00 (+1.71%)$357,034 (+3.89%) Land $55,000 Building $302,034$357,034 (+3.89%) Land $55,000 Building $302,034
2023$5,485.00 (+26.27%)$343,672 (+19.02%) Land $55,000 Building $288,672$343,672 (+19.02%) Land $55,000 Building $288,672
2022$4,344.00$288,746 Land $50,000 Building $238,746$288,746 Land $50,000 Building $238,746

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 142 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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