85726 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85726 Black Tern Dr, Yulee, FL 32097

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,365 sqft · built 2017
Lot Size	0.212 acres (9,267 sqft)
Owner	2 Individual Names on Record
Last Sale	$285,600 (Aug 2017)
Tax Bill	$3,574 (2025)
Deeds & Mortgages	Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-2N-26-1603-0024-0000`

Property Details

APN / Parcel Number

Primary APN	`12-2N-26-1603-0024-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,365 sqft Heated Area
Gross Area	3,133 sqft
1st Floor Area	1,989 sqft
Upper Floors Area	376 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Exterior Material	Other
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	9,267 sqft (0.212 acres)
Garage Area	440 sqft
Porch	Open Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85726 BLACK TERN DR
City	YULEE
State	FL
Zip	32097-2667
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 24 IN OR 2144/784 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range	26E
Legal Township	02N
Legal Section	12
Legal Subdivision	PLUMMER CREEK PHASE
Legal Phase	2
Legal Lot Number	24
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2003
Census Tract	50307

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	85726 BLACK TERN DR, YULEE, FL 32097-2667
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 30, 2017 · Amount on Record
Deed Sale	Aug 30, 2017 · Amount on Record
Deed Document Number	0002144784
Deed Book / Page	2144 / 784
Last Transfer Date	Sep 1, 2017
Transfer Doc	0021440784
Record Updated	Jun 8, 2026

September 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Sep 1, 2017
Property Address	85726 BLACK TERN DR, YULEE, FL 32097-2667
Document Number	0021440784
Book / Page	002144 / 000784
Instrument Date	Aug 30, 2017
Instrument	26220
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 18, 2017
Title Company	DF TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,999.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	85726 BLACK TERN DR YULEE FL 32097, YULEE, FL 32097

Mortgage

Document Number	21440789
Date	Sep 1, 2017
Book Page	002144/000789
Instrument	26223

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 31, 2047

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,574.00 (+1.36%) Homeowner's exemption	$273,208 (+2.9%)	$380,773 (+3.8%) Land $55,000 Building $325,773
2024	$3,526.00 (+1.41%) Homeowner's exemption	$265,508 (+3%)	$366,845 (+3.78%) Land $55,000 Building $311,845
2023	$3,477.00 (+10.38%) Homeowner's exemption	$257,775 (+3%)	$353,473 (+19.89%) Land $55,000 Building $298,473
2022	$3,150.00 Homeowner's exemption	$250,267	$294,821 Land $50,000 Building $244,821

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 142 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	142 in force
Nearby Flood Claims	7 (2017–2024)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Aug 2024 · Hurricane Debby
Claims by Event	Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · lower than 81% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Fiber · Cable in parts of the area	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30