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85723 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85723 Black Tern Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,726 sqft · built 2018
Lot Size0.193 acres (8,424 sqft)
OwnerIndividual Name on Record
Last Sale$450,000 (Nov 2021)
Tax Bill$5,371 (2025)
Deeds & MortgagesNov 2021 Sale & Mortgage
Jun 2020 Mortgage
+ 2 more
Flood ZoneZone A (high risk)
APN12-2N-26-1603-0015-0000

Property Details

APN / Parcel Number

Primary APN12-2N-26-1603-0015-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,726 sqft Heated Area
Gross Area3,437 sqft
1st Floor Area2,256 sqft
Upper Floors Area470 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2018
Exterior MaterialStone
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area8,424 sqft (0.193 acres)
Garage Area485 sqft
PorchOpen Porch
Porch Area170 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85723 BLACK TERN DR
CityYULEE
StateFL
Zip32097-2669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 15 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range26E
Legal Township02N
Legal Section12
Legal SubdivisionPLUMMER CREEK PHASE
Legal Phase2
Legal Lot Number15
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50307

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address85723 BLACK TERN DR, YULEE, FL 32097-2669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 17, 2021Warranty Deed, Transfer · Conventional Mortgage
US BANK NA
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE CORP
Jun 7, 2018Warranty Deed, Subdivision Related Transfer · VA Mortgage
JET HOMELOANS LLC
Dec 21, 2017Warranty Deed, Transfer
DF TITLE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 17, 2021 · Amount on Record
Deed SaleNov 17, 2021 · Amount on Record
Prior SaleJun 7, 2018 · Amount on Record
Deed Document Number202145042787
Deed Book / Page2514 / 1212
Record UpdatedJun 8, 2026

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateNov 17, 2021
Property Address85723 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0025141212
Book / Page2514 / 1212
Map ReferenceMB 8 PG 170-174
Instrument DateOct 12, 2021
Instrument202145042787
Transaction TypeTransfer
Record UpdatedDec 16, 2021
Title CompanyNOT AVAILABLE, RTR TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,150.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address577 GOLDEN LINKS DR, 577, ORANGE PARK, FL 32073-2260

Transferred To (Grantee/Buyer)

NameVerified Name
Address85723 BLACK TERN DR, YULEE, FL 32097-2669
InvestorPossibly a Property Investor

Mortgage

Document Number0025141214
DateNov 17, 2021
Instrument2514/1214
Lender
NameUS BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2051

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85723 BLACK TERN DR, YULEE, FL 32097-2669
Transaction TypeMortgage
Record UpdatedSep 24, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0023651128
DateJun 4, 2020
Book Page2365/1128
Instrument202045016764
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term340 Months
DueOct 1, 2048

June 2018: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 7, 2018
Property Address85723 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0022020346
Book / Page2202 / 0346
Map ReferenceMB8 PG170-174
Instrument DateJun 1, 2018
Instrument201817795
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

NameVerified Name
Address85723 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number0201817796
DateJun 7, 2018
Instrument201817796
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2048

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateDec 21, 2017
Property Address85723 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0021651659
Book / Page002165 / 001659
Instrument DateDec 11, 2017
Instrument37385
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
Tax$3,514.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address360 CORPORATE WAY ORANGE PARK FL 320736290, ORANGE PARK, FL 32073-6290
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,371.00 (+1.28%) Homeowner's exemption$390,234 (+2.9%)$397,881 (+3.97%) Land $55,000 Building $342,881
2024$5,303.00 (+1.2%) Homeowner's exemption$379,236 (+3%)$382,672 (+3.93%) Land $55,000 Building $327,672
2023$5,240.00 (+12.86%) Homeowner's exemption$368,190 (+19.29%) Land $55,000 Building $313,190$368,190 (+19.29%) Land $55,000 Building $313,190
2022$4,643.00$308,646 Land $50,000 Building $258,646$308,646 Land $50,000 Building $258,646

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 142 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 48% of the US · lower than 81% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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