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85731 Black Tern Dr, Yulee, FL 32097 Property Records

Nassau County property record for 85731 Black Tern Dr, Yulee, FL 32097

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,619 sqft · built 2017
Lot Size0.234 acres (10,197 sqft)
Owner2 Individual Names on Record
Last Sale$318,289 (Dec 2017)
Tax Bill$3,652 (2025)
Deeds & MortgagesApr 2022 Line of Credit
May 2021 Transfer
+ 1 more
Flood ZoneZone A (high risk)
APN12-2N-26-1603-0014-0000

Property Details

APN / Parcel Number

Primary APN12-2N-26-1603-0014-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,894 sqft Living Area
Gross Area3,516 sqft
1st Floor Area2,619 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Effective Year BuiltEffective 2017
Exterior MaterialOther
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area10,197 sqft (0.234 acres)
Garage TypeAttached
Garage Area622 sqft
PorchFlorida Room
Porch Area356 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address85731 BLACK TERN DR
CityYULEE
StateFL
Zip32097-2669
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 14 IN OR 2165/1036 PLUMMER CREEK PHASE TWO B PBK 8/170
Legal Range26E
Legal Township02N
Legal Section12
Legal SubdivisionPLUMMER CREEK
Legal PhaseTWO
Legal Lot Number14
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2003
Census Tract50307

Owner

Source: Nassau County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address85731 BLACK TERN DR, YULEE, FL 32097-2669
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 11, 2022Deed of Trust, Mortgage · Line of Credit
TOGETHER CU
May 5, 2021Quit Claim Deed, Transfer
Quitclaim
Dec 20, 2017Corporation Deed, Subdivision Related Transfer · FHA Mortgage
JET HOMELOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 20, 2017 · Amount on Record
Deed SaleDec 20, 2017 · Amount on Record
Prior SaleApr 1, 2017 · Amount on Record
Deed Document Number201737201
Deed Book / Page2165 / 1036
Last Transfer DateApr 7, 2021
Transfer Doc0024581694
Record UpdatedOct 29, 2026

April 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85731 BLACK TERN DR, YULEE, FL 32097-2669
Transaction TypeMortgage
Record UpdatedMay 5, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address85731 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number0025540903
DateApr 11, 2022
Book Page2554/903
Instrument202245013254
Lender
NameTOGETHER CU
TypeCredit Union
AddressSAINT LOUIS, MO 63118
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueMay 31, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNASSAU FL
Recording DateMay 5, 2021
Property Address85731 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0024581694
Book / Page2458 / 1694
Map ReferenceMB 8 PG 170-174
Instrument DateApr 7, 2021
Instrument202145016619
Transaction TypeTransfer
Record UpdatedJun 1, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1550 MAIN ST, 1550, ATLANTIC BEACH, FL 32233-1939

Transferred To (Grantee/Buyer)

NameVerified Name
Address85731 BLACK TERN DR, YULEE, FL 32097-2669

December 2017: Corporation Deed, Subdivision Related Transfer

Document TypeCorporation Deed
JurisdictionNASSAU FL
Recording DateDec 20, 2017
Property Address85731 BLACK TERN DR, YULEE, FL 32097-2669
Document Number0021651036
Book / Page2165 / 1036
Map ReferenceMB8 PG170-174
Instrument DateDec 14, 2017
Instrument201737201
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 14, 2022
Title CompanyDF TITLE LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address360 CORPORATE WAY, 360, ORANGE PARK, FL 32073-6290

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address85731 BLACK TERN DR, YULEE, FL 32097-2669

Mortgage

Document Number0201737202
DateDec 20, 2017
Instrument201737202
Lender
NameJET HOMELOANS LLC
TypeNon-Lending Institution
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJan 1, 2048

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,652.00 (+1.36%) Homeowner's exemption$278,277 (+2.9%)$382,238 (+3.93%) Land $55,000 Building $327,238
2024$3,603.00 (+1.38%) Homeowner's exemption$270,434 (+3%)$367,791 (+3.91%) Land $55,000 Building $312,791
2023$3,554.00 (+10.37%) Homeowner's exemption$262,557 (+3%)$353,936 (+19.04%) Land $55,000 Building $298,936
2022$3,220.00 Homeowner's exemption$254,910$297,317 Land $50,000 Building $247,317

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone A
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 142 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies142 in force
Nearby Flood Claims7 (2017–2024)
Claims Outside the SFHA1 of 7
Most Recent ClaimAug 2024 · Hurricane Debby
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Fiber · Cable in parts of the area		2,000 / 2,000
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

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