854 Thatcher Way, Franklin, TN 37064 Property Records

Williamson County property record for 854 Thatcher Way, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,431 sqft · built 1990
Lot Size	0.241 acres (10,496 sqft)
Owner	2 Individual Names on Record
Last Sale	$745,000 (Oct 2026)
Tax Bill	$3,478 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Aug 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`079A-A-047.00-000`

Property Details

APN / Parcel Number

Primary APN	`079A-A-047.00-000`
Alternative APNs	`094079A A 04700` `219536`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,431 sqft Living Area
Gross Area	2,935 sqft
1st Floor Area	1,038 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	Raised
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,496 sqft (0.241 acres)
Lot Dimensions	128 ft deep x 82 ft wide
Garage Type	Attached
Garage Area	504 sqft
Driveway	Driveway
Porch	Slab
Porch Area	40 sqft
Patio Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	854 THATCHER WAY
City	FRANKLIN
State	TN
Zip	37064-5442
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BUCKINGHAM PARK SEC 2 PB 11 PG 39 LOT 0067
Legal Subdivision	BUCKINGHAM PARK
Legal Lot Number	0067
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3019
Census Tract	50904

Owner

Source: Williamson County records, as of October 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	854 THATCHER WAY, FRANKLIN, TN 37064-5442
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2026	Warranty Deed, Transfer · Conventional Mortgage BANK OF TENNESSEE
Aug 7, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK NA
Jan 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage MB FINANCIAL BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 14, 2026 · Amount on Record
Deed Sale	Oct 14, 2026 · Amount on Record
Prior Sale	Aug 24, 2007 · Amount on Record
Deed Document Number	202636528
Deed Book / Page	10152 / 345
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILLIAMSON TN
Recording Date	Oct 14, 2026
Property Address	854 THATCHER WAY, FRANKLIN, TN 37064-5442
Document Number	0000036528
Book / Page	10152 / 345
Instrument Date	Oct 12, 2026
Instrument	202636528
Transaction Type	Transfer
Record Updated	Oct 21, 2026
Title Company	COMMERCE LAND TITLE, COMMERCE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$278,406.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	854 THATCHER WAY, FRANKLIN, TN 37064-5442

Mortgage

Document Number	0000036529,
Date	Oct 14, 2026
Instrument	202636529

Lender

Name	BANK OF TENNESSEE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	854 THATCHER WAY, FRANKLIN, TN 37064-5442
Transaction Type	Mortgage
Record Updated	Aug 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0093080625
Date	Aug 7, 2023
Book Page	9308/625
Instrument	23022612

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 26, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	854 THATCHER WAY, FRANKLIN, TN 37064-5442
Transaction Type	Mortgage
Record Updated	Dec 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088480105
Date	Dec 16, 2021
Book Page	8848/105
Instrument	21073822

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2041

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	854 THATCHER WAY, FRANKLIN, TN 37064-5442
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072740903
Date	Jan 16, 2018
Book Page	7274/0903
Instrument	18001639

Lender

Name	MB FINANCIAL BANK NA
Type	Bank
Address	ANN ARBOR, MI 48105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,478.00 (-41.98%)	$168,600 (+59.28%) Land $55,000 Building $113,600	$674,400 (+59.28%) Land $220,000 Building $454,400
2024	$5,994.00 (+108.13%)
2023	$2,880.00	$105,850 (-) Land $30,000 Building $75,850	$423,400 (-) Land $120,000 Building $303,400
2022	$2,880.00	$105,850 Land $30,000 Building $75,850	$423,400 Land $120,000 Building $303,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2010–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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