851 Thatcher Way, Franklin, TN 37064 Property Records

Williamson County property record for 851 Thatcher Way, Franklin, TN 37064

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,555 sqft · built 1993
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,000 (Apr 2007)
Tax Bill	$3,699 (2025)
Deeds & Mortgages	Feb 2018 Mortgage Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`079A-A-034.00-000`

Property Details

APN / Parcel Number

Primary APN	`079A-A-034.00-000`
Alternative APNs	`094079A A 03400` `219523`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	2,555 sqft Living Area
Gross Area	2,996 sqft
1st Floor Area	1,433 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Brick Veneer
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,200 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	441 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	162 sqft
Deck Area	252 sqft
Patio Area	252 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	851 THATCHER WAY
City	FRANKLIN
State	TN
Zip	37064-5440
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBD BUCKINGHAM PARK SEC 2 PB 11 PG 39 LOT 0043
Legal Subdivision	BUCKINGHAM PARK
Legal Lot Number	0043
Jurisdiction	WILLIAMSON TN
Township / Civil Division	10
Census Block Group	3
Census Block	3016
Census Tract	50904

Owner

Source: Williamson County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	851 THATCHER WAY, FRANKLIN, TN 37064-5440
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2018	Deed of Trust, Mortgage · Conventional Mortgage PINNACLE BANK
Dec 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage COGENT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2007 · Amount on Record
Deed Sale	Apr 2, 2007 · Amount on Record
Prior Sale	Apr 30, 2003 · Amount on Record
Deed Document Number	200714848
Deed Book / Page	4223 / 389
Transfer Doc	0013510666
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	851 THATCHER WAY, FRANKLIN, TN 37064-5440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0072890638
Date	Feb 5, 2018
Book Page	7289/0638
Instrument	18004528

Lender

Name	PINNACLE BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2048

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILLIAMSON TN
Property Address	851 THATCHER WAY, FRANKLIN, TN 37064-5440
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0083140650
Date	Dec 2, 2020
Book Page	8314/650
Instrument	20068782

Lender

Name	COGENT BANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

Source: Williamson County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Williamson County
Municipality	Franklin City
Elementary School District	Franklin Special School District (PK - 08)
Secondary School District	Williamson County School District in Franklin (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,699.00 (+12.47%)	$179,275 (+54.31%) Land $55,000 Building $124,275	$717,100 (+54.31%) Land $220,000 Building $497,100
2024	$3,289.00 (+4.05%)
2023	$3,161.00	$116,175 (-) Land $30,000 Building $86,175	$464,700 (-) Land $120,000 Building $344,700
2022	$3,161.00	$116,175 Land $30,000 Building $86,175	$464,700 Land $120,000 Building $344,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force
Nearby Flood Claims	7 (2010–2021)
Claims Outside the SFHA	1 of 7
Most Recent Claim	Mar 2021 · river or lake flooding
Claims by Event	Severe Storms, Flooding, Straight-line Winds, And Tornadoes, May 2010 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPT serves 77,222 people · EPA ID TN0000246
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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