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85113 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85113 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,215 sqft · built 2010
Lot Size0.333 acres (14,536 sqft)
OwnerIndividual Name on File
Last Sale$349,900 (Jun 2021)
Tax Bill$9,076 (2025)
Deeds & MortgagesJun 2021 Sale & Mortgage
May 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-2N-27-0720-0049-0000

Property Details

APN / Parcel Number

Primary APN13-2N-27-0720-0049-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,215 sqft Heated Area
Gross Area3,558 sqft
1st Floor Area903 sqft
Upper Floors Area1,312 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2010
Exterior MaterialConcrete
Construction TypeWood
Roof TypeCathedral/Clerestory
Roof MaterialComposition Shingle
Lot Area14,536 sqft (0.333 acres)
Garage Area441 sqft
PorchOpen Porch
Porch Area162 sqft
Patio Area740 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address85113 CHAMPLAIN DR
CityFERNANDINA BEACH
StateFL
Zip32034-9061
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 49 ESMT PT OR 1521/1562 HAMPTON LAKES #1 PB 7/252
Legal Range27E
Legal Township02N
Legal Section13
Legal SubdivisionHAMPTON LAKES #1
Legal Lot Number49
JurisdictionNASSAU FL
Township / Civil DivisionYULEE
Census Block Group2
Census Block2012
Census Tract50309

Owner

85113 Champlain Dr is owned by an individual who bought it in June 2021.

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address634 RIVER BLUFF CIR, GEORGETOWN, TX 78626-4620
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 2, 2021Warranty Deed, Transfer · Conventional Mortgage
CAPITAL CITY HOME LOANS LLC
May 26, 2020Deed of Trust, Mortgage
RICHMOND AMERICAN HMS/FL LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 2, 2021 · Amount on File
Deed SaleJun 2, 2021 · Amount on File
Prior SaleJul 2, 2010 · Amount on File
Deed Document Number202145020477
Deed Book / Page2466 / 1674
Record UpdatedJun 8, 2026

June 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionNASSAU FL
Recording DateJun 2, 2021
Property Address85113 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number0024661674
Book / Page2466 / 1674
Map ReferenceMB 7 PG 252-262
Instrument DateMay 28, 2021
Instrument202145020477
Transaction TypeTransfer
Record UpdatedJan 14, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,449.30
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address85113 CHAMPLAIN DR, 85113, FERNANDINA BEACH, FL 32034-9061

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 RIVER BLUFF CIR, GEORGETOWN, TX 78626-4620

Mortgage

Document Number0024661680
DateJun 2, 2021
Instrument2466/1680
Lender
NameCAPITAL CITY HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJun 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNASSAU FL
Property Address85113 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number0023631647
Instrument DateMay 26, 2020
Transaction TypeMortgage
Record UpdatedJul 27, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany

Mortgage

Document Number0023631647
DateMay 27, 2020
Book Page002363/001647
Instrument45015822
Lender
NameRICHMOND AMERICAN HMS/FL LP
Agreement
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 85113 Champlain Dr was $9,076, up 3.9% from the year before.

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyNassau County
Unified School DistrictNassau County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$9,076.00 (+3.94%)$422,192 (+4.06%) Land $75,000 Building $347,192$422,192 (+4.06%) Land $75,000 Building $347,192
2024$8,732.00 (+8.06%)$405,712 (+3.76%) Land $75,000 Building $330,712$405,712 (+3.76%) Land $75,000 Building $330,712
2023$8,081.00 (+16.22%)$391,020 (+23.37%) Land $75,000 Building $316,020$391,020 (+23.37%) Land $75,000 Building $316,020
2022$6,953.00$316,943 Land $65,000 Building $251,943$316,943 Land $65,000 Building $251,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 85113 Champlain Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 223 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies223 in force
Nearby Flood Claims2 (2016–2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 85113 Champlain Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemJEA: LOFTON OAKS GRID
private · serves 24,318 people · EPA ID FL2454338
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: IQ Fiber, T-Mobile.

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