85113 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85113 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,215 sqft · built 2010
Lot Size	0.333 acres (14,536 sqft)
Owner	Individual Name on Record
Last Sale	$349,900 (Jun 2021)
Tax Bill	$9,076 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-27-0720-0049-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-27-0720-0049-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,215 sqft Heated Area
Gross Area	3,558 sqft
1st Floor Area	903 sqft
Upper Floors Area	1,312 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,536 sqft (0.333 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	162 sqft
Patio Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85113 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 49 ESMT PT OR 1521/1562 HAMPTON LAKES #1 PB 7/252
Legal Range	27E
Legal Township	02N
Legal Section	13
Legal Subdivision	HAMPTON LAKES #1
Legal Lot Number	49
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	634 RIVER BLUFF CIR, GEORGETOWN, TX 78626-4620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
May 26, 2020	Deed of Trust, Mortgage RICHMOND AMERICAN HMS/FL LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on Record
Deed Sale	Jun 2, 2021 · Amount on Record
Prior Sale	Jul 2, 2010 · Amount on Record
Deed Document Number	202145020477
Deed Book / Page	2466 / 1674
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 2, 2021
Property Address	85113 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number	0024661674
Book / Page	2466 / 1674
Map Reference	MB 7 PG 252-262
Instrument Date	May 28, 2021
Instrument	202145020477
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85113 CHAMPLAIN DR, 85113, FERNANDINA BEACH, FL 32034-9061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 RIVER BLUFF CIR, GEORGETOWN, TX 78626-4620

Mortgage

Document Number	0024661680
Date	Jun 2, 2021
Instrument	2466/1680

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85113 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number	0023631647
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0023631647
Date	May 27, 2020
Book Page	002363/001647
Instrument	45015822

Lender

Name	RICHMOND AMERICAN HMS/FL LP

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,076.00 (+3.94%)	$422,192 (+4.06%) Land $75,000 Building $347,192	$422,192 (+4.06%) Land $75,000 Building $347,192
2024	$8,732.00 (+8.06%)	$405,712 (+3.76%) Land $75,000 Building $330,712	$405,712 (+3.76%) Land $75,000 Building $330,712
2023	$8,081.00 (+16.22%)	$391,020 (+23.37%) Land $75,000 Building $316,020	$391,020 (+23.37%) Land $75,000 Building $316,020
2022	$6,953.00	$316,943 Land $65,000 Building $251,943	$316,943 Land $65,000 Building $251,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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