85113 Champlain Dr, Fernandina Beach, FL 32034 Property Records

Nassau County property record for 85113 Champlain Dr, Fernandina Beach, FL 32034

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,215 sqft · built 2010
Lot Size	0.333 acres (14,536 sqft)
Owner	Individual Name on File
Last Sale	$349,900 (Jun 2021)
Tax Bill	$9,076 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-2N-27-0720-0049-0000`

Property Details

APN / Parcel Number

Primary APN	`13-2N-27-0720-0049-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,215 sqft Heated Area
Gross Area	3,558 sqft
1st Floor Area	903 sqft
Upper Floors Area	1,312 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Exterior Material	Concrete
Construction Type	Wood
Roof Type	Cathedral/Clerestory
Roof Material	Composition Shingle
Lot Area	14,536 sqft (0.333 acres)
Garage Area	441 sqft
Porch	Open Porch
Porch Area	162 sqft
Patio Area	740 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	85113 CHAMPLAIN DR
City	FERNANDINA BEACH
State	FL
Zip	32034-9061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 49 ESMT PT OR 1521/1562 HAMPTON LAKES #1 PB 7/252
Legal Range	27E
Legal Township	02N
Legal Section	13
Legal Subdivision	HAMPTON LAKES #1
Legal Lot Number	49
Jurisdiction	NASSAU FL
Township / Civil Division	YULEE
Census Block Group	2
Census Block	2012
Census Tract	50309

Owner

Source: Nassau County records, as of January 26, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	634 RIVER BLUFF CIR, GEORGETOWN, TX 78626-4620
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Warranty Deed, Transfer · Conventional Mortgage CAPITAL CITY HOME LOANS LLC
May 26, 2020	Deed of Trust, Mortgage RICHMOND AMERICAN HMS/FL LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2021 · Amount on File
Deed Sale	Jun 2, 2021 · Amount on File
Prior Sale	Jul 2, 2010 · Amount on File
Deed Document Number	202145020477
Deed Book / Page	2466 / 1674
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 2, 2021
Property Address	85113 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number	0024661674
Book / Page	2466 / 1674
Map Reference	MB 7 PG 252-262
Instrument Date	May 28, 2021
Instrument	202145020477
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,449.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	85113 CHAMPLAIN DR, 85113, FERNANDINA BEACH, FL 32034-9061

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	634 RIVER BLUFF CIR, GEORGETOWN, TX 78626-4620

Mortgage

Document Number	0024661680
Date	Jun 2, 2021
Instrument	2466/1680

Lender

Name	CAPITAL CITY HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASSAU FL
Property Address	85113 CHAMPLAIN DR, FERNANDINA BEACH, FL 32034-9061
Document Number	0023631647
Instrument Date	May 26, 2020
Transaction Type	Mortgage
Record Updated	Jul 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	0023631647
Date	May 27, 2020
Book Page	002363/001647
Instrument	45015822

Lender

Name	RICHMOND AMERICAN HMS/FL LP

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Nassau County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,076.00 (+3.94%)	$422,192 (+4.06%) Land $75,000 Building $347,192	$422,192 (+4.06%) Land $75,000 Building $347,192
2024	$8,732.00 (+8.06%)	$405,712 (+3.76%) Land $75,000 Building $330,712	$405,712 (+3.76%) Land $75,000 Building $330,712
2023	$8,081.00 (+16.22%)	$391,020 (+23.37%) Land $75,000 Building $316,020	$391,020 (+23.37%) Land $75,000 Building $316,020
2022	$6,953.00	$316,943 Land $65,000 Building $251,943	$316,943 Land $65,000 Building $251,943

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 223 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	223 in force
Nearby Flood Claims	2 (2016–2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 85% of Florida
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEA: LOFTON OAKS GRID private · serves 24,318 people · EPA ID FL2454338
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: IQ Fiber, T-Mobile.

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