Berrien County property record for 8465 E Napier Ave, Benton Harbor, MI 49022
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,144 sqft · built 1890 |
| Lot Size | 5.72 acres (249,163 sqft) |
| Owner | Individual Name on File |
| Last Sale | $119,500 (Sep 2000) |
| Tax Bill | $1,935 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-0026-0004-07-7 |
| Primary APN | 01-0026-0004-07-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 1,144 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Basement Area | 748 sqft |
| Unfinished Basement | 748 sqft |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1890 |
| Lot Area | 249,163 sqft (5.72 acres) |
| Garage Area | 1,500 sqft |
| Parking Spaces | 5 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 8465 E NAPIER AVE |
|---|---|
| City | BENTON HARBOR |
| State | MI |
| Zip | 49022-9484 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES-AG |
| Legal Description | THE E 275.88'OF NW1/4 FRL SEC 26 T4S R17W EXC THE N 1736.88'THEREOF |
| Legal Range | 17W |
| Legal Township | 04S |
| Legal Section | 26 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | BAINBRIDGE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 10400 |
8465 E Napier Ave is owned and occupied by an individual who bought it in September 2000.
Source: Berrien County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 8465 E NAPIER AVE, BENTON HARBOR, MI 49022-9484 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 12, 2000 · Amount on File |
| Deed Sale | Sep 12, 2000 · Amount on File |
| Deed Book / Page | 2077 / 1140 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 27, 2022 |
| Property Address | 8465 E NAPIER AVE, BENTON HARBOR, MI 49022-9484 |
| Document Number | 003372/828 |
| Book / Page | 3372 / 828 |
| Instrument Date | Apr 22, 2022 |
| Instrument | 2022351396 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $90.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1512 W SPRINGFIELD CIR, ZEELAND, MI 49464-1483 |
| Document Number | 0033720834 |
|---|---|
| Date | Apr 27, 2022 |
| Instrument | 3372-0834 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.87% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2025 |
| Change Frequency | Annually |
| Min Rate At Change | 4.25% |
| Max Rate At Change | 5.37% |
| Index | 1-Year CMT |
| Max Rate | 8.87% |
The 2025 property tax bill for 8465 E Napier Ave was $1,935 with a homeowner's exemption.
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Bainbridge Township |
| Unified School District | Watervliet School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $101,000 | $202,000 | |
| 2025 | $1,935.00 | ||
| 2023 | $79,200 | $158,400 | |
| 2022 | $1,794.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8465 E Napier Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2016.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2016) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Nov 2016 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8465 E Napier Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| Supernet Cable | 100 / 25 |
5G (outdoors only) and 4G LTE
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