8324 E Napier Ave, Benton Harbor, MI 49022 Property Records

Berrien County property record for 8324 E Napier Ave, Benton Harbor, MI 49022

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,136 sqft · built 1900
Lot Size	3.45 acres (150,282 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Sep 2018)
Tax Bill	$1,838 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-0026-0011-01-4`

Property Details

APN / Parcel Number

Primary APN	`01-0026-0011-01-4`
Alternative APN	`11-01-0026-0011-01-4`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,136 sqft Living Area
1st Floor Area	1,128 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Lot Area	150,282 sqft (3.45 acres)
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	8324 E NAPIER AVE
City	BENTON HARBOR
State	MI
Zip	49022-9483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM AT NW COR OF E HAF OF SW QTR FRL SEC 26 T4S R17W TH E 396'TH S07DEG40'E 232.07'TH S85DEG40'W 146'TH S04DEG20'E 194'TH W 276.31' TH N02DEG36'W 434.92'TO POB
Legal Range	17W
Legal Township	04S
Legal Section	26
Jurisdiction	BERRIEN MI
Township / Civil Division	BAINBRIDGE
Census Block Group	2
Census Block	2014
Census Tract	10400

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8324 E NAPIER AVE, BENTON HARBOR, MI 49022-9483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 13, 2022	Deed of Trust, Mortgage · Line of Credit HONOR CU
Oct 1, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage HONOR CU
Sep 24, 2018	Warranty Deed, Transfer · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 24, 2018 · Amount on Record
Deed Sale	Sep 24, 2018 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20182269
Deed Book / Page	3217 / 3132
Last Transfer Date	Sep 21, 2021
Transfer Doc	03346/3016
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	8324 E NAPIER AVE, BENTON HARBOR, MI 49022-9483
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 EAST NAPLER AVENUE, BENTON HARBOR, MI 49022-9483

Mortgage

Document Number	03385/2597
Date	Sep 13, 2022
Book Page	3385/2597
Instrument	2022362381

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 12, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BERRIEN MI
Recording Date	Oct 1, 2021
Property Address	8324 E NAPIER AVE, BENTON HARBOR, MI 49022-9483
Document Number	03346/3016
Book / Page	3346 / 3016
Instrument Date	Sep 21, 2021
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8324 E NAPIER AVE, BENTON HARBOR, MI 49022-9483

Mortgage

Document Number	0033463018
Date	Oct 1, 2021
Instrument	3346/3018

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BERRIEN MI
Recording Date	Sep 24, 2018
Property Address	8324 E NAPIER AVE, BENTON HARBOR, MI 49022-9483
Document Number	03217/3132
Book / Page	3217 / 3132
Instrument Date	Sep 24, 2018
Transaction Type	Transfer
Record Updated	Nov 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,376.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5505 WILSON RD, COLOMA, MI 49038-9019

Mortgage

Document Number	0032173135
Date	Sep 24, 2018
Instrument	3217/3135

Lender

Name	HONOR CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Bainbridge Township
Unified School District	Watervliet School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,900 (+3.35%)	$215,800 (+3.35%)
2025	$1,838.00 (+2.62%) Homeowner's exemption	$104,400 (+22.25%)	$208,800 (+22.25%)
2024	$1,791.00 (+8.74%)
2023		$85,400	$170,800
2022	$1,647.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2016)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
Midwest Energy & Communications Fiber	1,000 / 1,000
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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