8432 Charente Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8432 Charente Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,797 sqft · built 2016
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual on Record
Last Sale	$515,000 (Jun 2018)
Tax Bill	$7,574 (2025)
Deeds & Mortgages	Aug 2023 Transfer Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`249-0400-086-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0400-086-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,797 sqft Living Area
1st Floor Area	1,119 sqft
2nd Floor Area	1,678 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	4,600 sqft (0.106 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8432 CHARENTE CT
City	FAIR OAKS
State	CA
Zip	95628-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	TALMONT PHASE 2, LOT 72
Legal Subdivision	TALMONT PHASE 2
Legal Lot Number	72
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	8122

Owner

Source: Sacramento County assessment roll, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	8432 CHARENTE CT, FAIR OAKS, CA 95628-2681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Surviving Spouse

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2023	Intrafamily Transfer, Transfer
Jun 14, 2018	Quit Claim Deed, Transfer PACIFIC CTY BK
Jun 14, 2018	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY
Jun 14, 2018	Grant Deed, Transfer · Conventional Mortgage PACIFIC CTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 14, 2018 · Amount on Record
Deed Sale	Jun 14, 2018 · Amount on Record
Prior Sale	Oct 28, 2016 · Amount on Record
Deed Book / Page	20180614 / 670
Last Transfer Date	Oct 30, 2024
Transfer Doc	2024000615
Record Updated	Sep 20, 2026

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 11, 2023
Property Address	8432 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	0000000408
Map Reference	MB 381 PG 9
Instrument Date	Aug 9, 2023
Instrument	202308110408
Transaction Type	Transfer
Record Updated	Aug 23, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	8432 CHARENTE CT, FAIR OAKS, CA 95628-2681

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 14, 2018
Property Address	8432 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1806140671
Instrument Date	Jun 12, 2018
Instrument	1806140671
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8432 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	1806140672
Date	Jun 14, 2018
Instrument	1806140672

Lender

Name	PACIFIC CTY BK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

June 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 14, 2018
Property Address	8432 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1806140669
Instrument Date	Jun 11, 2018
Instrument	1806140669
Transaction Type	Transfer
Record Updated	Jun 22, 2018
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	8432 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jun 14, 2018
Property Address	8432 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1806140670
Instrument Date	Jun 7, 2018
Instrument	1806140670
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$567.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8432 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	1806140672
Date	Jun 14, 2018
Instrument	1806140672

Lender

Name	PACIFIC CTY BK
Type	Bank
Address	LOS ANGELES, CA 90010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.87%

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,695 (+2%) Land $92,843 Building $504,852
2025	$7,574.00 (+0.89%)	$585,976 (+4.04%) Land $91,023 Building $494,953
2024	$7,507.00 (+3%)
2023	$7,288.00 (+0.58%)	$563,225 Land $87,490 Building $475,735
2022	$7,246.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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