8431 Charente Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8431 Charente Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,194 sqft · built 2016
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on File
Last Sale	$582,000 (Jul 2019)
Tax Bill	$8,182 (2025)
Deeds & Mortgages	Jul 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`249-0400-091-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0400-091-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,194 sqft Living Area
1st Floor Area	1,454 sqft
2nd Floor Area	1,740 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	L-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	4,500 sqft (0.103 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8431 CHARENTE CT
City	FAIR OAKS
State	CA
Zip	95628-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	TALMONT PHASE 2, LOT 77
Legal Subdivision	TALMONT PHASE 2
Legal Lot Number	77
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	8122

Owner

Source: Sacramento County records · APN 249-0400-091-0000

Assessment roll updated July 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8431 CHARENTE CT, FAIR OAKS, CA 95628-2681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 15, 2019 · Amount on Record
Deed Sale	Jul 15, 2019 · Amount on Record
Prior Sale	Nov 28, 2016 · Amount on Record
Deed Book / Page	20190715 / 994
Record Updated	Sep 20, 2026

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 15, 2019
Property Address	8431 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1907150994
Instrument Date	Jul 09, 2019
Instrument	1907150994
Transaction Type	Transfer
Record Updated	Jul 25, 2019
Title Company	PLACER TITLE COMPANY, PLACER TITLE CO.

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$640.20
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8431 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	1907150995
Date	Jul 15, 2019
Instrument	1907150995

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2049

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$649,226 (+2%) Land $133,859 Building $515,367
2025	$8,182.00 (+0.88%)	$636,497 (+4.04%) Land $131,235 Building $505,262
2024	$8,111.00 (+3.01%)
2023	$7,874.00 (+0.56%)	$611,783 Land $126,140 Building $485,643
2022	$7,830.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), as of September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670081222, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Wildfire

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

Based on FCC filings for 383 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3410009, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.