8440 Charente Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8440 Charente Ct, Fair Oaks, CA 95628 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,625 sqft · built 2016
Lot Size	0.106 acres (4,600 sqft)
Owner	Company Name on File
Last Sale	$449,500 (Aug 2016)
Tax Bill	$6,587 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Mar 2022 Line of Credit + 6 more
Flood Zone	Zone X (minimal risk)
APN	`249-0400-084-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0400-084-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
1st Floor Area	1,575 sqft
2nd Floor Area	1,050 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	4,600 sqft (0.106 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8440 CHARENTE CT
City	FAIR OAKS
State	CA
Zip	95628-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TALMONT PHASE 2, LOT 70
Legal Subdivision	TALMONT PHASE 2
Legal Lot Number	70
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	8122

Owner

Source: Sacramento County records · APN 249-0400-084-0000

Assessment roll updated July 22, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 07, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Mar 22, 2022	Deed of Trust, Mortgage · Line of Credit FREMONT BANK
Mar 10, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Jul 02, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SACRAMENTO CU
Jul 21, 2021	Intrafamily Transfer, Transfer
Nov 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 04, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 30, 2018	Quit Claim Deed, Mortgage · Conventional with PMI WELCOME HM MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 26, 2016 · Amount on Record
Deed Sale	Aug 26, 2016 · Amount on Record
Deed Book / Page	20160826 / 530
Last Transfer Date	Jul 16, 2021
Transfer Doc	7210000001778
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	AMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	0000001558
Date	Oct 07, 2021
Instrument	2021100701558

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 01, 2041

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	0000000471
Date	Mar 22, 2022
Instrument	2022032200471

Lender

Name	FREMONT BANK
Type	Bank
Address	LIVERMORE, CA 94551

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 20, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	May 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	0000000464
Date	Mar 10, 2026
Instrument	202603100464

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2046

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	0000000858
Date	Jul 02, 2024
Instrument	202407020858

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Jul 11, 2034

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SACRAMENTO CA
Recording Date	Jul 21, 2021
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	0000001778
Map Reference	MB 381 PG 9
Instrument Date	Jul 16, 2021
Instrument	202107211778
Transaction Type	Transfer
Record Updated	May 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	2101040169
Instrument Date	Nov 20, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8440 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	2101040169
Date	Jan 04, 2021
Instrument	2101040169

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jan 03, 2046

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	2004160539
Instrument Date	Apr 04, 2020
Transaction Type	Mortgage
Record Updated	May 08, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8440 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	2004160539
Date	Apr 16, 2020
Instrument	2004160539

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Apr 15, 2045

April 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 30, 2018
Property Address	8440 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1804301444
Instrument Date	Apr 24, 2018
Instrument	1804301444
Transaction Type	Mortgage
Record Updated	May 08, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8440 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	1804301445
Date	Apr 30, 2018
Instrument	1804301445

Lender

Name	WELCOME HM MTG
Type	Mortgage Company
Address	FAIR OAKS, CA 95628

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Tax Assessment & Valuation

Source: Sacramento County records · Assessment roll updated July 22, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$521,239 (+2%) Land $82,862 Building $438,377
2025	$6,587.00 (+0.93%) Homeowner's exemption	$511,020 (+4.04%) Land $81,238 Building $429,782
2024	$6,526.00 (+3.05%)
2023	$6,333.00 (+0.64%) Homeowner's exemption	$491,179 Land $78,085 Building $413,094
2022	$6,293.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sacramento County (06067C), updated September 29, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060670081222, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995, rainfall accumulation, Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims By Storm	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 383 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Succeed.Net. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Charente Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures