8424 Charente Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8424 Charente Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,797 sqft · built 2016
Lot Size	0.248 acres (10,811 sqft)
Owner	Individual Name on Record
Last Sale	$528,500 (Apr 2017)
Tax Bill	$11,521 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Jan 2026 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`249-0400-087-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0400-087-0000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,797 sqft Living Area
1st Floor Area	1,119 sqft
2nd Floor Area	1,678 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	10,811 sqft (0.248 acres)
Garage Area	416 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8424 CHARENTE CT
City	FAIR OAKS
State	CA
Zip	95628-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	TALMONT PHASE 2, LOT 73
Legal Subdivision	TALMONT PHASE 2
Legal Lot Number	73
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	8122

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 13, 2026	Deed of Trust, Mortgage · Line of Credit AMERISAVE MORTGAGE CORP
Jun 1, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jan 31, 2018	Deed of Trust, Mortgage · VA Mortgage USAA
Apr 28, 2017	Grant Deed, Subdivision Related Transfer · VA Mortgage WINTRUST MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 28, 2017 · Amount on Record
Deed Sale	Apr 28, 2017 · Amount on Record
Deed Book / Page	20170428 / 67
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	0000000190
Date	Jun 1, 2021
Instrument	202106010190

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	Jan 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	0000000857
Date	Jan 13, 2026
Instrument	202601130857

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681
Transaction Type	Mortgage
Record Updated	Jun 11, 2021
Title Company	MADISON SETTLEMENT SERVICES, MADISON SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	6010000000190
Date	Jun 1, 2021
Book Page	20210601/190

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Apr 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1802060028
Instrument Date	Jan 31, 2018
Transaction Type	Mortgage
Record Updated	Feb 14, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8424 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	1802060028
Date	Feb 6, 2018
Instrument	1802060028

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 5, 2048

April 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Apr 28, 2017
Property Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	4280000000067
Book / Page	20170428 / 0067
Map Reference	MB 381 PG 9
Instrument Date	Mar 13, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	8424 CHARENTE CT, FAIR OAKS, CA 95628-2681

Mortgage

Document Number	201704280068
Date	Apr 28, 2017
Instrument	20170428/0068

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$663,757 (+2%) Land $82,862 Building $580,895
2025	$11,521.00 (+0.27%)	$650,743 (+4.04%) Land $81,238 Building $569,505
2024	$11,490.00 (+1.03%)
2023	$11,373.00 (-0.52%)	$625,477 Land $78,085 Building $547,392
2022	$11,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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