8427 Charente Ct, Fair Oaks, CA 95628 Property Records

Sacramento County property record for 8427 Charente Ct, Fair Oaks, CA 95628

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,625 sqft · built 2016
Lot Size	0.103 acres (4,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$570,000 (Sep 2020)
Tax Bill	$7,947 (2025)
Deeds & Mortgages	Sep 2020 Sale & Mortgage May 2020 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`249-0400-090-0000`

Property Details

APN / Parcel Number

Primary APN	`249-0400-090-0000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,625 sqft Living Area
1st Floor Area	1,575 sqft
2nd Floor Area	1,050 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	4,500 sqft (0.103 acres)
Garage Area	419 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	8427 CHARENTE CT
City	FAIR OAKS
State	CA
Zip	95628-2681
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SPA
Legal Description	TALMONT PHASE 2, LOT 76
Legal Subdivision	TALMONT PHASE 2
Legal Lot Number	76
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2015
Census Tract	8122

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1090 HYDE AVE, SAN JOSE, CA 95129-4024
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MTG
May 20, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 5, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2020 · Amount on Record
Deed Sale	Sep 14, 2020 · Amount on Record
Prior Sale	Nov 18, 2016 · Amount on Record
Deed Book / Page	20200914 / 1893
Prior Transfer Date	May 12, 2020
Prior Transfer Doc	5200000000961
Record Updated	Sep 20, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 14, 2020
Property Address	8427 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	2009141893
Instrument Date	Sep 8, 2020
Instrument	2009141893
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	STEWART TITLE, STEWART TITLE/SACRAMENTO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$627.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1090 HYDE AVE SAN JOSE CA 951294024, SAN JOSE, CA 95129-4024

Mortgage

Document Number	2009141894
Date	Sep 14, 2020
Instrument	2009141894

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 13, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	May 20, 2020
Property Address	8427 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	2005200961
Instrument Date	May 12, 2020
Instrument	2005200961
Transaction Type	Transfer
Record Updated	Jun 4, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8427 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

September 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Sep 5, 2017
Property Address	8427 CHARENTE CT, FAIR OAKS, CA 95628-2681
Document Number	1709050910
Instrument Date	Aug 25, 2017
Instrument	1709050910
Transaction Type	Transfer
Record Updated	Sep 15, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	8427 CHARENTE CT FAIR OAKS CA 956282681, FAIR OAKS, CA 95628-2681

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	San Juan Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$629,323 (+2%) Land $121,447 Building $507,876
2025	$7,947.00 (+0.88%)	$616,984 (+4.04%) Land $119,066 Building $497,918
2024	$7,878.00 (+3.02%)
2023	$7,647.00 (+0.55%)	$593,028 Land $114,444 Building $478,584
2022	$7,605.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	3 (1995)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jan 1995 · Severe Winter Storms, Flooding, Landslides, Mud Flows
Claims by Event	Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIR OAKS WATER DISTRICT serves 36,226 people · EPA ID CA3410009
Water Source	Purchased surface water from SAN JUAN WATER DISTRICT
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Succeed.Net.

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