8504 Ryan Ridge Loop, Montgomery, AL 36117 Property Records

Montgomery County property record for 8504 Ryan Ridge Loop, Montgomery, AL 36117

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,719 sqft · built 2009
Lot Size	0.233 acres (10,159 sqft)
Owner	Individual Name on File
Last Sale	$128,400 (Dec 2024)
Tax Bill	$1,226 (2026)
Deeds & Mortgages	Jan 2022 Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-06-23-3-000-003.183`

Property Details

APN / Parcel Number

Primary APN	`09-06-23-3-000-003.183`
Alternative APNs	`0309062303000003183` `299524`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,719 sqft Living Area
1st Floor Area	1,719 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	10,159 sqft (0.233 acres)
Lot Dimensions	141 ft deep x 72 ft wide
Garage Area	598 sqft
Porch	Slab
Porch Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	299524
Street Address	8504 RYAN RIDGE LOOP
City	MONTGOMERY
State	AL
Zip	36117-3855
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	0906233000003183
Legal Range	19E
Legal Township	16N
Legal Section	23
Legal Subdivision	RYAN RIDGE 2
Legal Block	C
Legal Lot Number	2
Jurisdiction	MONTGOMERY AL
Township / Civil Division	MOUNT MEIGS
Census Block Group	3
Census Block	3031
Census Tract	5503

Owner

8504 Ryan Ridge Loop is owned and occupied by an individual who bought it in December 2024.

Source: Montgomery County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	8504 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2022	Deed of Trust, Mortgage · Conventional Mortgage PENTAGON FCU
May 18, 2017	Warranty Deed, Transfer · Conventional Mortgage RIVER BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 10, 2024 · Amount on File
Deed Sale	Dec 10, 2024 · Amount on File
Prior Sale	May 18, 2017 · Amount on File
Deed Document Number	20244730224
Deed Book / Page	6228 / 264
Prior Transfer Date	Nov 26, 2024
Prior Transfer Doc	0062280264
Record Updated	Oct 29, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY AL
Property Address	8504 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855
Transaction Type	Mortgage
Record Updated	Jan 25, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057430557
Date	Jan 6, 2022
Book Page	5743/557

Lender

Name	PENTAGON FCU
Type	Credit Union
Address	MC LEAN, VA 22102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jan 1, 2037

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONTGOMERY AL
Recording Date	May 18, 2017
Property Address	8504 RYAN RIDGE LOOP, MONTGOMERY, AL 36117-3855
Document Number	0049690317
Book / Page	004969 / 000317
Instrument Date	May 4, 2017
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	8504 RYAN RIDGE LOOP MONTGOMERY AL 361173855, MONTGOMERY, AL 36117-3855

Mortgage

Document Number	49690319
Date	May 18, 2017
Book Page	004969/000319

Lender

Name	RIVER BK&TR
Type	Funding / Finance Company
Address	PRATTVILLE, AL 36066

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 17, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 8504 Ryan Ridge Loop was $1,226 with a homeowner's exemption, down 0.5% from the year before.

Source: Montgomery County assessment roll, as of October 7, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Montgomery County
Municipality	Montgomery City
Unified School District	Montgomery County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,226.00 (-0.49%)
2025	$1,232.00 Homeowner's exemption	$26,060 Land $3,800 Building $22,260	$260,600 Land $38,000 Building $222,600
2023	$1,120.00 Homeowner's exemption	$23,730 Land $3,800 Building $19,930	$237,300 Land $38,000 Building $199,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 8504 Ryan Ridge Loop in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective February 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2020 · Hurricane Sally

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 8504 Ryan Ridge Loop is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 81% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MONTGOMERY, THE WW&SSB OF THE serves 276,000 people · EPA ID AL0001070
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: C Spire Wireless.

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