Putnam County and Kent Town property record for 84 Cottage Rd, Carmel, NY 10512 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2018 |
| Square Footage | 1,264 sqft Living Area |
| Lot Size | 7,405 sqft (0.17 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $257,500 (2019) |
| Tax Bill | $10,115.00 (2024) |
| Primary APN | 372200 33.43-1-23 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,300 sqft Gross Area |
| 1st Floor | 1,264 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 2018 |
| Architectural Style | Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,405 sqft (0.17 acres) |
| Depth X Width | 91 ft x 109 ft Depth x Width |
| Shed | 1 Shed |
| Porch | Covered Porch |
| Porch Area | 645 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Hot Water Heating |
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 017100 |
|---|---|
| Street Address | 84 COTTAGE RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6501 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | THIRD MAP OF LAKE CARMEL |
| Legal Block | 1 |
| Legal Lot Number | 23.00 |
| Jurisdiction | PUTNAM NY |
| Minor Civil Division | KENT |
| Census Blockgroup | 3 |
| Census Block | 3015 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records · APN 372200 33.43-1-23
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 84 COTTAGE RD, CARMEL, NY 10512-6501 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 21, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 10, 2019 | Grant Deed, Transfer QUICKEN LNS |
| Aug 10, 2017 | Grant Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 10, 2019 · Amount on Record |
| Deed Sale | Jan 10, 2019 · Amount on Record |
| Prior Sale | Aug 10, 2017 · Amount on Record |
| Deed Doc Number | 20191500121 |
| Deed Book / Page | 2101 / 98 |
| Prior Transfer Date | Oct 30, 2003 |
| Prior Transfer Doc | 1644000465 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 84 COTTAGE RD, CARMEL, NY 10512-6501 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2023 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|---|
| Address | 84 COTTAGE RD, CARMEL, NY 10512-6501 |
| Document Number | 0076110001 |
|---|---|
| Date | Mar 21, 2022 |
| Book Page | 7611/1 |
| Instrument | 2901-2022 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2052 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Jan 10, 2019 |
| Property Address | 84 COTTAGE RD, CARMEL, NY 10512-6501 |
| Document Number | 0021010098 |
| Book / Page | 002101 / 000098 |
| Instrument Date | Dec 27, 2018 |
| Instrument | 1500121 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2019 |
| Title Company | THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,028.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 439 E MAIN ST JEFFERSON VALLEY NY 105351601, JEFFERSON VALLEY, NY 10535-1601 |
| Document Number | 68830372 |
|---|---|
| Date | Jan 10, 2019 |
| Book Page | 006883/000372 |
| Instrument | 1600082 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 09, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 10, 2017 |
| Property Address | 84 COTTAGE RD, CARMEL, NY 10512-6501 |
| Document Number | 0020520319 |
| Book / Page | 002052 / 000319 |
| Instrument Date | Jul 11, 2017 |
| Instrument | 1502014 |
| Transaction Type | Transfer |
| Record Updated | Sep 05, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 685 MILLTOWN RD BREWSTER NY 105095106, BREWSTER, NY 10509-5106 |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $366,000 (+70.23%) Land $44,200 Building $321,800 | $366,000 (+17.12%) Land $44,200 Building $321,800 | |
| 2024 | $10,115.00 | ||
| 2023 | $215,000 (-) Land $25,000 Building $190,000 | $312,500 (+21.66%) Land $36,337 Building $276,163 | |
| 2022 | $215,000 Land $25,000 Building $190,000 | $256,870 Land $29,869 Building $227,001 |
Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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