74 Cottage Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 74 Cottage Rd, Carmel, NY 10512

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,352 sqft · built 1960
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on File
Last Sale	$430,000 (Dec 2024)
Tax Bill	$10,008 (2024)
Flood Zone	Zone X (minimal risk)
APN	`372200 33.43-1-13`

Property Details

APN / Parcel Number

Primary APN	`372200 33.43-1-13`
Alternative APNs	`220003304300010130000000` `017350`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
1st Floor Area	832 sqft
Upper Floors Area	416 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	94 ft deep x 125 ft wide
View / Lot	Waterfront

Exterior Amenities

Pool Type	Above-Ground Pool
Porch	Open Porch
Porch Area	128 sqft
Patio Area	190 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected

Location & Zoning

Account Number	017350
Street Address	74 COTTAGE RD
City	CARMEL
State	NY
Zip	10512-6543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Subdivision	THIRD MAP OF LAKE CARMEL
Legal Block	1
Legal Lot Number	13.00
Jurisdiction	PUTNAM NY
Township / Civil Division	KENT
Census Block Group	3
Census Block	3023
Census Tract	10300

Owner

Source: Putnam County and Kent Town assessment roll, APN 372200 33.43-1-13, as of April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3729 75TH ST, 2A, JACKSON HEIGHTS, NY 11372-6404
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2024 · Amount on Record
Deed Sale	Dec 20, 2024 · Amount on Record
Prior Sale	Feb 10, 2016 · Amount on Record
Deed Document Number	20247291
Deed Book / Page	2382 / 67
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Putnam County and Kent Town assessment roll as of April 29, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$420,000 (+101.25%) Land $50,100 Building $369,900	$420,000 (+38.46%) Land $50,100 Building $369,900
2024	$10,008.00
2023		$208,700 (-) Land $15,000 Building $193,700	$303,343 (+21.66%) Land $21,802 Building $281,541
2022		$208,700 Land $15,000 Building $193,700	$249,343 Land $17,921 Building $231,422

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), as of March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790103003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1980–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Aug 2011 · Hurricane Irene

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, 290 locations within half a mile, as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NY3921704, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HILL SPARROW MASTER HOA private · serves 432 people
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	6 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.