63 Cottage Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 63 Cottage Rd, Carmel, NY 10512 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1948
Square Footage	1,459 sqft Living Area
Lot Size	20,038 sqft (0.46 acres)
Occupancy	Owner Occupied
Last Sale	$305,000 (2017)
Tax Bill	$12,323.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`372200 33.42-2-47`
Alternative APNs	`220003304200020470000000` `016200`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,459 sqft Living Area
1st Floor	1,050 sqft 1st Floor
Upper Floors	409 sqft Upper Floors
Basement Area	672 sqft Basement
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Cape Cod Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	20,038 sqft (0.46 acres)
Depth X Width	100 ft x 160 ft Depth x Width
Porch Area	184 sqft Porch

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	016200
Street Address	63 COTTAGE RD
City	CARMEL
State	NY
Zip	10512-6532
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	2
Legal Lot Number	47.00
Jurisdiction	PUTNAM NY
Minor Civil Division	KENT
Census Blockgroup	3
Census Block	3022
Census Tract	10300

Owner

Source: Putnam County and Kent Town records · APN 372200 33.42-2-47

Assessment roll updated April 29, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	63 COTTAGE RD, CARMEL, NY 10512-6532
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
Jun 08, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Oct 20, 2017	Bargain and Sale Deed, Transfer · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 20, 2017 · Amount on Record
Deed Sale	Oct 20, 2017 · Amount on Record
Prior Sale	Feb 23, 1995 · Amount on Record
Deed Doc Number	20171502752
Deed Book / Page	2059 / 392
Last Transfer Date	Sep 08, 2021
Transfer Doc	0022750029
Record Refreshed	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PUTNAM NY
Recording Date	Jun 08, 2022
Property Address	63 COTTAGE RD, CARMEL, NY 10512-6532
Document Number	0022750029
Book / Page	2275 / 29
Instrument Date	Sep 08, 2021
Instrument	5383-2022
Transaction Type	Transfer
Record Updated	Jun 30, 2022
Title Company	TITLEVEST AGENCY INC, TITLEVEST AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Interfamily Transfer Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 COTTAGE RD, 63, CARMEL, NY 10512-6532

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	63 COTTAGE RD, CARMEL, NY 10512-6532

Mortgage

Document Number	0007658312
Date	Jun 08, 2022
Instrument	7658/312

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	352 Months
Due	Oct 01, 2051

October 2017: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	PUTNAM NY
Recording Date	Oct 20, 2017
Property Address	63 COTTAGE RD, CARMEL, NY 10512-6532
Document Number	0020590392
Book / Page	2059 / 392
Map Reference	MAP 130BB
Instrument Date	Oct 13, 2017
Instrument	1502752
Transaction Type	Transfer
Record Updated	May 03, 2022
Title Company	WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,220.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 COTTAGE RD, 63, CARMEL, NY 10512-6532

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	63 COTTAGE RD, CARMEL, NY 10512-6532

Mortgage

Document Number	0001603649
Date	Oct 20, 2017
Instrument	1603649

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New York
County	Putnam County
County Subdivision	Kent Town
Unified School District	Carmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,323.00 (+17.93%)	$443,000 (+99.46%) Land $76,800 Building $366,200	$443,000 (+37.23%) Land $76,800 Building $366,200
2024	$10,449.00	$222,100 (-) Land $20,800 Building $201,300	$322,820 (-)
2023		$222,100 (-) Land $20,800 Building $201,300	$322,820 (+21.66%) Land $30,233 Building $292,587
2022		$222,100 Land $20,800 Building $201,300	$265,352 Land $24,851 Building $240,501

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low 20th percentile nationally · 55th in New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

63 Cottage Rd, Carmel, NY 10512 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

June 2022: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2017: Bargain and Sale Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

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