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88 Cottage Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 88 Cottage Rd, Carmel, NY 10512 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details1 bd · 1 ba · 1,406 sqft · built 1933
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$255,000 (Apr 2021)
Tax Bill$10,115 (2024)
Deeds & MortgagesApr 2021 Sale & Mortgage
Jan 2020 Sale
Flood ZoneZone X (minimal risk)
APN372200 33.43-1-22

Property Details

APN / Parcel Number

Primary APN372200 33.43-1-22
Alternative APNs
  • 220003304300010220000000
  • 017075

Interior

Bedrooms1 Bed
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area1,406 sqft Living Area
1st Floor Area860 sqft
2nd Floor Area546 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1933
Effective Year BuiltEffective 2015
Architectural StyleOld Style
Exterior MaterialStucco
Foundation TypeNo Foundation
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions94 ft deep x 60 ft wide
View / LotWaterfront
Garage TypeDetached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Account Number017075
Street Address88 COTTAGE RD
CityCARMEL
StateNY
Zip10512-6501
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHIRD MAP OF LAKE CARMEL
Legal Block1
Legal Lot Number22.00
JurisdictionPUTNAM NY
Township / Civil DivisionKENT
Census Block Group3
Census Block3015
Census Tract10300

Owner

Source: Putnam County and Kent Town records · APN 372200 33.43-1-22

Assessment roll updated April 29, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address88 COTTAGE RD, CARMEL, NY 10512-6501
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 22, 2021Bargain and Sale Deed, Transfer · Conventional Mortgage
LOANDEPOT.COM LLC
Jan 03, 2020Grant Deed, Transfer
COBBLESTONE ABSTRACT LIMITED, COBBLESTONE ABS LTD

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleDec 23, 2013 · Amount on Record
Deed Document Number202149662021
Deed Book / Page2211 / 155
Record UpdatedJun 08, 2026

April 2021: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionPUTNAM NY
Recording DateApr 22, 2021
Property Address88 COTTAGE RD, CARMEL, NY 10512-6501
Document Number0022110155
Book / Page2211 / 155
Instrument DateApr 08, 2021
Instrument4966-2021
Transaction TypeTransfer
Record UpdatedMay 10, 2021
Title CompanyPREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,020.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address88 COTTAGE RD, 88, CARMEL, NY 10512-6501

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 E 184TH ST APT 1A, 1A, BRONX, NY 10468-7453

Mortgage

Document Number733733
DateApr 22, 2021
Instrument7337/33
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

January 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPUTNAM NY
Recording DateJan 03, 2020
Property Address88 COTTAGE RD, CARMEL, NY 10512-6501
Document Number0021430088
Book / Page002143 / 000088
Instrument DateSep 27, 2019
Instrument93
Transaction TypeTransfer
Record UpdatedJan 27, 2020
Title CompanyCOBBLESTONE ABSTRACT LIMITED, COBBLESTONE ABS LTD

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address88 COTTAGE RD CARMEL NY 105126501, CARMEL, NY 10512-6501

Tax Assessment & Valuation

Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$414,000 (+92.56%) Land $50,100 Building $363,900$414,000 (+32.48%) Land $50,100 Building $363,900
2024$10,115.00
2023$215,000 (-) Land $9,700 Building $205,300$312,500 (+21.66%) Land $14,099 Building $298,401
2022$215,000 Land $9,700 Building $205,300$256,870 Land $11,589 Building $245,281

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360790103003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies3 in force
Nearby Flood Claims3 (1980–2011)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2011, rainfall accumulation, Hurricane Irene

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 290 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 250

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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