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71 Cottage Rd, Carmel, NY 10512 Property Records

Putnam County and Kent Town property record for 71 Cottage Rd, Carmel, NY 10512 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 2000
Square Footage2,001 sqft Living Area
Lot Size37,462 sqft (0.86 acres)
GarageDetached, 198 sqft
OccupancyOwner Occupied
Tax Bill$13,583.00 (2024)

Property Details

APN / Parcel Number

Primary APN372200 33.42-2-49
Alternative APNs
  • 220003304200020490000000
  • 016250

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms7 Rooms
Building Area2,001 sqft Living Area
Gross Area2,026 sqft Gross Area
1st Floor1,716 sqft 1st Floor
Attic Area285 sqft Attic
Attic1 Attic
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl Exterior
Lot Area37,462 sqft (0.86 acres)
Depth X Width101 ft x 262 ft Depth x Width
Garage TypeDetached Garage
Garage Area198 sqft Garage
PorchCovered Porch
Porch Area102 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHot Water Heating
Heating FuelOil Heating Fuel
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number016250
Street Address71 COTTAGE RD
CityCARMEL
StateNY
Zip10512-6533
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block2
Legal Lot Number49.00
JurisdictionPUTNAM NY
Minor Civil DivisionKENT
Census Blockgroup3
Census Block3022
Census Tract10300

Owner

Source: Putnam County and Kent Town records · APN 372200 33.42-2-49

Assessment roll updated April 29, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address71 COTTAGE RD, CARMEL, NY 10512-6533
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Mar 26, 2021Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Feb 22, 2024Quit Claim Arm's Length for NE States, Transfer
Feb 03, 2022Intrafamily Transfer, Transfer
Mar 26, 2021Correction Deed
WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO
Nov 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
MAHOPAC BANK
Mar 12, 2021Deed, Transfer
QUEEN CITY ABSTRACT, QUEEN CITY ABSTRACT CORP
Oct 09, 2018Quit Claim Deed, Transfer
QUEEN CITY ABSTRACT

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 30, 2021
Transfer Doc0022580217
Record RefreshedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Transaction TypeMortgage
Record UpdatedFeb 26, 2024
Title CompanyPREMIER ABSTRACT LIMITED, PREMIER ABSTRACT LTD

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 COTTAGE RD, CARMEL, NY 10512-6533

Mortgage

Document Number0073150332
DateMar 26, 2021
Book Page7315/332
Instrument3882-2021
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressFOOTHILL RANCH, CA 92610
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 01, 2051

February 2024: Quit Claim Arm's Length for NE States, Transfer

Document TypeQuit Claim Arm's Length for NE States
JurisdictionPUTNAM NY
Recording DateFeb 22, 2024
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Document Number0023490266
Book / Page2349 / 266
Instrument DateFeb 21, 2024
Instrument1044-2024
Transaction TypeTransfer
Record UpdatedMar 11, 2024

Transaction

AmountAmount Recorded
Tax$2.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address40 GLENEIDA AVE, CARMEL, NY 10512-1705

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 COTTAGE RD, CARMEL, NY 10512-6533

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPUTNAM NY
Recording DateFeb 03, 2022
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Document Number0022580217
Book / Page2258 / 217
Instrument DateNov 30, 2021
Instrument1263-2022
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 COTTAGE RD, CARMEL, NY 10512-6533

March 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionPUTNAM NY
Recording DateMar 26, 2021
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Document Number0022070240
Book / Page2207 / 240
Map ReferenceMAP 130BB
Instrument DateFeb 26, 2021
Instrument3881-2021
Record UpdatedMay 03, 2022
Title CompanyWESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address71 COTTAGE RD, CARMEL, NY 10512-6533

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPUTNAM NY
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0068710036
DateNov 15, 2018
Book Page6871/036
Instrument1603151
Lender
NameMAHOPAC BANK
TypeBank
AddressBREWSTER, NY 10509
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2048

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionPUTNAM NY
Recording DateMar 12, 2021
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Document Number0022060009
Book / Page2206 / 9
Instrument DateDec 15, 2020
Instrument3293-2021
Transaction TypeTransfer
Record UpdatedMay 03, 2022
Title CompanyQUEEN CITY ABSTRACT, QUEEN CITY ABSTRACT CORP

Transaction

Tax$0.00
Amount AccuracyZero or No Consideration Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address266 DIXON RD, 266, CARMEL, NY 10512-4144

Transferred To (Grantee/Buyer)

NameVerified Name
Address266 DIXON RD, CARMEL, NY 10512-4144

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionPUTNAM NY
Recording DateOct 09, 2018
Property Address71 COTTAGE RD, CARMEL, NY 10512-6533
Document Number0020910294
Book / Page002091 / 000294
Instrument DateAug 30, 2018
Instrument1502606
Transaction TypeTransfer
Record UpdatedOct 24, 2018
Title CompanyQUEEN CITY ABSTRACT

Transaction

Tax$0.00
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address71 COTTAGE RD CARMEL NY 105126533, CARMEL, NY 10512-6533

Tax Assessment & Valuation

Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateNew York
CountyPutnam County
County SubdivisionKent Town
Unified School DistrictCarmel Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$550,000 (+90.31%) Land $85,700 Building $464,300$550,000 (+30.93%) Land $85,700 Building $464,300
2024$13,583.00$289,000 (-) Land $30,000 Building $259,000$420,058 (-)
2023$289,000 (-) Land $30,000 Building $259,000$420,058 (+21.66%) Land $43,605 Building $376,453
2022$289,000 Land $30,000 Building $259,000$345,281 Land $35,842 Building $309,439

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Putnam County (36079C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
20th percentile nationally · 55th in New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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