Putnam County and Kent Town property record for 66 Cottage Rd, Carmel, NY 10512 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1940 |
| Square Footage | 996 sqft Living Area |
| Lot Size | 16,553 sqft (0.38 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $330,000 (2024) |
| Tax Bill | $9,217.00 (2024) |
| Primary APN | 372200 33.43-1-12 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 996 sqft Living Area |
| Gross Area | 1,289 sqft Gross Area |
| 1st Floor | 996 sqft 1st Floor |
| Stories | 1 Stories |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Ranch Style |
| Exterior Material | Composition/Composite Exterior |
| Foundation Type | No Foundation Foundation |
| Lot Area | 16,553 sqft (0.38 acres) |
| Depth X Width | 128 ft x 122 ft Depth x Width |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 293 sqft Garage |
| Shed | 1 Shed |
|---|---|
| Shed Area | 35 sqft Shed |
| Patio Area | 144 sqft Patio |
| Porch | Open Porch |
| Porch Area | 64 sqft Porch |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Sewage | Sewage Connected |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 017650 |
|---|---|
| Street Address | 66 COTTAGE RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-6542 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 1 |
| Legal Lot Number | 12.00 |
| Jurisdiction | PUTNAM NY |
| Minor Civil Division | KENT |
| Census Blockgroup | 3 |
| Census Block | 3027 |
| Census Tract | 10300 |
Source: Putnam County and Kent Town records · APN 372200 33.43-1-12
Assessment roll updated April 29, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 66 COTTAGE RD, CARMEL, NY 10512-6542 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Small Business Association Mortgage CITIZENS BANK |
| Aug 25, 2023 | Deed of Trust, Mortgage · Commercial Mortgage THE DIME BANK |
| May 16, 2024 | Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 16, 2024 · Amount on Record |
| Deed Sale | May 16, 2024 · Amount on Record |
| Prior Sale | Nov 04, 2004 · Amount on Record |
| Deed Doc Number | 20242729 |
| Deed Book / Page | 2358 / 176 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 66 COTTAGE RD, CARMEL, NY 10512-6542 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Title Company | FIDELITY NATIONAL TITLE NY, FIDELITY NATIONAL TITLE NYC |
| Name | Verified Name |
|---|---|
| Address | 244 LEDGEDALE RD, LAKE ARIEL, PA 18436-5564 |
| Document Number | 0077390125 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 7739/125 |
| Instrument | 10890-2022 |
| Name | CITIZENS BANK |
|---|---|
| Type | Bank |
| Address | ELIZABETHTON, TN 37644 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Dec 20, 2032 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 66 COTTAGE RD, CARMEL, NY 10512-6542 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 244 LEDGEDALE RD, LAKE ARIEL, PA 18436-5564 |
| Document Number | 0078050037 |
|---|---|
| Date | Aug 25, 2023 |
| Book Page | 7805/37 |
| Instrument | 4870-2023 |
| Name | THE DIME BANK |
|---|---|
| Type | Bank |
| Address | SCRANTON, PA 18503 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | May 16, 2024 |
| Property Address | 66 COTTAGE RD, CARMEL, NY 10512-6542 |
| Document Number | 0023580176 |
| Book / Page | 2358 / 176 |
| Map Reference | MAP 130-BB |
| Instrument Date | May 08, 2024 |
| Instrument | 2729-2024 |
| Transaction Type | Transfer |
| Record Updated | Apr 14, 2026 |
| Title Company | INDEPENDENT TITLE AGENCY, INDEPENDENT TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,320.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 244 LEDGEDALE RD, LAKE ARIEL, PA 18436-5564 |
| Name | Verified Name |
|---|---|
| Address | 66 COTTAGE RD, CARMEL, NY 10512-6542 |
| Document Number | 0007876135 |
|---|---|
| Date | May 16, 2024 |
| Instrument | 7876/135 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Jan 06, 2054 |
Source: Putnam County and Kent Town records · Assessment roll updated April 29, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Kent Town |
| Unified School District | Carmel Central School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $330,000 (+68.45%) Land $70,400 Building $259,600 | $330,000 (+15.9%) Land $70,400 Building $259,600 | |
| 2024 | $9,217.00 | $195,900 (-) Land $18,500 Building $177,400 | $284,738 (-) Land $26,889 Building $257,849 |
| 2023 | $195,900 Land $18,500 Building $177,400 | $284,738 Land $26,889 Building $257,849 |
66 Cottage Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Putnam County (36079C), updated March 4, 2013
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 55th in New York |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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