Kane County property record for 831 Oak St, Elgin, IL 60123 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,846 sqft · built 1863 |
| Lot Size | 0.124 acres (5,396 sqft) |
| Owner | Individual Name on File |
| Last Sale | $127,000 (Jul 2018) |
| Tax Bill | $4,859 (2025) |
| Deeds & Mortgages | Jul 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-151-006 |
| Primary APN | 06-23-151-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,846 sqft Living Area |
| Gross Area | 2,769 sqft |
| Basement Area | 923 sqft |
| Year Built | Built 1863 |
|---|---|
| Effective Year Built | Effective 1863 |
| Construction Type | Frame |
| Lot Area | 5,396 sqft (0.124 acres) |
| Lot Dimensions | 142 ft deep x 38 ft wide |
| Cooling System | HVAC |
|---|
| Street Address | 831 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7300 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN EAST 1/2 OF LOT 7 BLOCK 7 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 7 |
| Legal Lot Number | 7 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 851600 |
Source: Kane County records · APN 06-23-151-006
Assessment roll updated August 25, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 831 OAK ST, ELGIN, IL 60123-7300 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 18, 2018 · Amount on Record |
| Deed Sale | Jul 18, 2018 · Amount on Record |
| Deed Document Number | 201834409 |
| Prior Transfer Date | Oct 08, 2007 |
| Prior Transfer Doc | 0000114027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 18, 2018 |
| Property Address | 831 OAK ST, ELGIN, IL 60123-7300 |
| Document Number | 0000034409 |
| Instrument Date | Jul 06, 2018 |
| Instrument | 34409 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2018 |
| Title Company | CITYWIDE TITLE CORPORATION |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $190.50 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 831 OAK ST ELGIN IL 601237300, ELGIN, IL 60123-7300 |
| Document Number | 34410 |
|---|---|
| Date | Jul 18, 2018 |
| Instrument | 34410 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 17, 2048 |
| Rate | 5.62% |
|---|
Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,859.00 (+26.54%) Homeowner's exemption | ||
| 2024 | $66,035 (+31.32%) Land $11,131 Building $54,904 | $198,184 (+31.37%) Land $33,406 Building $164,778 | |
| 2022 | $3,840.00 (+4.95%) Homeowner's exemption | $50,285 (+6.96%) Land $9,169 Building $41,116 | $150,855 (+6.96%) Land $27,507 Building $123,348 |
| 2021 | $3,659.00 Homeowner's exemption | $47,013 Land $8,572 Building $38,441 | $141,039 Land $25,716 Building $115,323 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898516005, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008, rainfall accumulation, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 626 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures