Kane County property record for 828 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,231 sqft · built 1950 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $170,000 (Sep 2004) |
| Tax Bill | $5,501 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-108-012 |
| Primary APN | 06-23-108-012 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,231 sqft Living Area |
| Gross Area | 1,963 sqft |
| 1st Floor Area | 1,231 sqft |
| Basement Area | 732 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 828 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7304 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN LOT 8 BLOCK 6 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 6 |
| Legal Lot Number | 8 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 828 OAK ST, ELGIN, IL 60123-7304 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 2, 2004 · Amount on Record |
| Deed Sale | Sep 2, 2004 · Amount on Record |
| Deed Document Number | 2004116670 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,501.00 (+15.81%) Homeowner's exemption | $80,112 (+8.57%) Land $18,999 Building $61,113 | $240,432 (+8.57%) Land $57,020 Building $183,412 |
| 2024 | $73,788 (+21.39%) Land $17,499 Building $56,289 | $221,453 (+21.44%) Land $52,518 Building $168,935 | |
| 2022 | $4,750.00 (+4.76%) Homeowner's exemption | $60,784 (+6.96%) Land $14,415 Building $46,369 | $182,352 (+6.96%) Land $43,245 Building $139,107 |
| 2021 | $4,534.00 Homeowner's exemption | $56,829 Land $13,477 Building $43,352 | $170,487 Land $40,431 Building $130,056 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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