835 Oak St, Elgin, IL 60123 Property Records

Kane County property record for 835 Oak St, Elgin, IL 60123 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1900
Square Footage1,337 sqft Living Area
Lot Size5,396 sqft (0.124 acres)
GarageDetached
Last Sale$305,000 (2026)
Tax Bill$5,244.00 (2025)

Property Details

APN / Parcel Number

Primary APN06-23-151-005

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Building Area1,337 sqft Living Area
Gross Area2,228 sqft Gross Area
Basement Area891 sqft Basement
Stories5 Stories

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleTraditional Style
Construction TypeFrame Construction
Lot Area5,396 sqft (0.124 acres)
Depth X Width142 ft x 38 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeDetached Garage

Utilities and HVAC

Cooling SystemHVAC Cooling
Water SourceCommercial Water Source

Location & Zoning

Street Address835 OAK ST
CityELGIN
StateIL
Zip60123-7303
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGROTE & WALDRONS 4TH ADDN WEST 1/2 LOT 7 BLOCK 7
Legal SubdivisionGROTE&WALDRONS 4TH ADDN
Legal Block7
Legal Lot Number7
JurisdictionKANE IL
Minor Civil DivisionELGIN
Census Blockgroup5
Census Block5024
Census Tract851600

Owner

Source: Kane County records · APN 06-23-151-005

Assessment roll updated December 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1305 PORTER ST, ELGIN, IL 60120
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 07, 2026Warranty Deed, Transfer · Conventional Mortgage
UNION CREDIT UNION
Oct 28, 2025Special Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 07, 2026 · Amount on Record
Deed SaleJul 07, 2026 · Amount on Record
Prior SaleOct 28, 2025 · Amount on Record
Deed Doc Number202628459
Record RefreshedSep 20, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionKANE IL
Recording DateJul 07, 2026
Property Address835 OAK ST, ELGIN, IL 60123-7303
Document Number0000028459
Instrument DateJun 03, 2026
Instrument202628459
Transaction TypeTransfer
Record UpdatedJul 14, 2026
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$46,207.50
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000028460,
DateJul 07, 2026
Instrument202628460
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate TypeFixed Rate
Rate6.12%
Initial TypeFixed Rate
Max Rate-1%

Mortgage

Document Number0000028461,
DateJul 07, 2026
Instrument202628461
Lender
NameUNION CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term15 Months
DueJul 01, 2041
Interest
Rate87%
Max Rate-1%

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionKANE IL
Recording DateOct 28, 2025
Property Address835 OAK ST, ELGIN, IL 60123-7303
Document Number0000042391
Map ReferenceDOC 27562
Instrument DateOct 15, 2025
Instrument2025K042391
Transaction TypeTransfer
Record UpdatedNov 06, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$220.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address600 GALLERIA PKWY SE STE 300, 300, ATLANTA, GA 30339-8146

Transferred To (Grantee/Buyer)

NameVerified Name
Address835 OAK ST, ELGIN, IL 60123-7303

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated December 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionElgin Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,244.00 (+3.49%)
2024$5,067.00 (+12.03%)$63,321 (+21.39%) Land $11,131 Building $52,190$190,039 (+21.44%) Land $33,406 Building $156,633
2022$4,523.00 (+3.98%)$52,162 (+6.96%) Land $9,169 Building $42,993$156,486 (+6.96%) Land $27,507 Building $128,979
2021$4,350.00$48,767 Land $8,572 Building $40,195$146,301 Land $25,716 Building $120,585

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