Kane County property record for 813 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,278 sqft · built 1900 |
| Lot Size | 0.237 acres (10,310 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $260,000 (Aug 2023) |
| Tax Bill | $6,833 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-151-009 |
| Primary APN | 06-23-151-009 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,278 sqft Living Area |
| Gross Area | 3,300 sqft |
| Basement Area | 1,022 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 10,310 sqft (0.237 acres) |
| Lot Dimensions | 156 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 3 Parking Spaces |
| Street Address | 813 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN LOT 4 BLOCK 7 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 7 |
| Legal Lot Number | 4 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 851600 |
Source: Kane County records, as of July 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 999 STEPHEN AVE, ELGIN, IL 60123-1937 |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Aug 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 29, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2023 · Amount on Record |
| Deed Sale | Aug 7, 2023 · Amount on Record |
| Prior Sale | Sep 24, 2012 · Amount on Record |
| Prior Transfer Date | Jan 8, 2008 |
| Prior Transfer Doc | 0000005278 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Aug 7, 2023 |
| Property Address | 813 OAK ST, ELGIN, IL 60123-7311 |
| Document Number | 0000026735 |
| Instrument Date | Jul 31, 2023 |
| Instrument | 2023K026735 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $260.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 201 SADDLE LN, FOX RIVER GROVE, IL 60021-1298 |
| Name | Verified Name |
|---|---|
| Address | 999 STEPHEN AVE, ELGIN, IL 60123-1937 |
| Document Number | 0000026736 |
|---|---|
| Date | Aug 7, 2023 |
| Instrument | 2023K026736 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2053 |
| Change Frequency | Quarterly |
|---|---|
| Index | 3-Year CMT |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 29, 2019 |
| Property Address | 813 OAK ST, ELGIN, IL 60123-7311 |
| Document Number | 0000012184 |
| Instrument Date | Jan 31, 2016 |
| Instrument | 12184 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2810 W OAKLAND DR WILMINGTON DE 198082427, WILMINGTON, DE 19808-2427 |
Source: Kane County assessment roll, as of December 26, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,833.00 (+24.8%) | ||
| 2024 | $82,498 (+30.64%) Land $18,293 Building $64,205 | $247,593 (+30.69%) Land $54,901 Building $192,692 | |
| 2022 | $5,475.00 (+3.95%) | $63,151 (+6.96%) Land $15,069 Building $48,082 | $189,453 (+6.96%) Land $45,207 Building $144,246 |
| 2021 | $5,267.00 | $59,041 Land $14,088 Building $44,953 | $177,123 Land $42,264 Building $134,859 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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