Kane County property record for 821 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,032 sqft · built 1950 |
| Lot Size | 0.23 acres (10,007 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $144,000 (Jul 2015) |
| Tax Bill | $5,831 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-151-008 |
| Primary APN | 06-23-151-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,032 sqft Living Area |
| Gross Area | 2,064 sqft |
| 1st Floor Area | 1,032 sqft |
| Basement Area | 1,032 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Lot Area | 10,007 sqft (0.23 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Window A/C |
|---|---|
| Water Source | Commercial |
| Street Address | 821 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GROTE & WALDRONS 4TH ADDN LOT 5 BLOCK 7 |
| Legal Subdivision | GROTE&WALDRONS 4TH ADDN |
| Legal Block | 7 |
| Legal Lot Number | 5 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 851600 |
Source: Kane County records, as of July 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 821 OAK ST, ELGIN, IL 60123-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 7, 2015 · Amount on Record |
| Deed Sale | Jul 7, 2015 · Amount on Record |
| Prior Sale | Apr 25, 1996 · Amount on Record |
| Deed Document Number | 201535172 |
| Record Updated | Oct 29, 2026 |
Source: Kane County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,831.00 (+15.81%) Homeowner's exemption | $84,444 (+8.57%) Land $19,861 Building $64,583 | $253,433 (+8.57%) Land $59,607 Building $193,827 |
| 2024 | $77,778 (+21.39%) Land $18,293 Building $59,485 | $233,427 (+21.44%) Land $54,901 Building $178,526 | |
| 2022 | $5,035.00 (+4.72%) Homeowner's exemption | $64,071 (+6.96%) Land $15,069 Building $49,002 | $192,213 (+6.96%) Land $45,207 Building $147,006 |
| 2021 | $4,808.00 Homeowner's exemption | $59,901 Land $14,088 Building $45,813 | $179,703 Land $42,264 Building $137,439 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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