Kane County property record for 839 Oak St, Elgin, IL 60123
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,008 sqft · built 1900 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Individual Name on File |
| Last Sale | $295,000 (May 2022) |
| Tax Bill | $6,339 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-23-151-002 |
| Primary APN | 06-23-151-002 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,008 sqft Living Area |
| Gross Area | 2,852 sqft |
| Basement Area | 844 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Construction Type | Frame |
| Lot Area | 4,620 sqft (0.106 acres) |
| Lot Dimensions | 70 ft deep x 66 ft wide |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 839 OAK ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-7303 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HUNTER & GIVENS ADDN EAST 66 FT LOT 1 BLOCK 6 |
| Legal Subdivision | HUNTER&GIVENS ADDN |
| Legal Block | 6 |
| Legal Lot Number | 1 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5024 |
| Census Tract | 851600 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 839 OAK ST, ELGIN, IL 60123-7303 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 9, 2022 · Amount on Record |
| Deed Sale | May 9, 2022 · Amount on Record |
| Deed Document Number | 202224839 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | May 9, 2022 |
| Property Address | 839 OAK ST, ELGIN, IL 60123-7303 |
| Document Number | 0000024839 |
| Instrument Date | Apr 28, 2022 |
| Instrument | 2022K024839 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $295.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 839 OAK ST, ELGIN, IL 60123-7303 |
| Document Number | 0000024840 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022K024840 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2052 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 4.99% |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,339.00 (+25.8%) Homeowner's exemption | ||
| 2024 | $83,907 (+21.39%) Land $12,722 Building $71,185 | $251,822 (+21.44%) Land $38,181 Building $213,640 | |
| 2022 | $5,039.00 (+5.33%) Homeowner's exemption | $69,120 (+6.96%) Land $10,480 Building $58,640 | $207,360 (+6.96%) Land $31,440 Building $175,920 |
| 2021 | $4,784.00 Homeowner's exemption | $64,622 Land $9,798 Building $54,824 | $193,866 Land $29,394 Building $164,472 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2008) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2008 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures