829 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 829 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,769 sqft · built 1907
Lot Size	0.177 acres (7,700 sqft)
Owner	Individual Name on Record
Last Sale	$186,366 (Oct 2020)
Tax Bill	$1,512 (2025)
Deeds & Mortgages	Oct 2026 Line of Credit Jan 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-178-017.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-178-017.000-023`
Alternative APN	`01610291183`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,769 sqft Living Area
Gross Area	2,301 sqft
1st Floor Area	2,265 sqft
Basement Area	532 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1907
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	7,700 sqft (0.177 acres)
Lot Dimensions	154 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	829 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2236
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 RDS E SIDE LOT 7 PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	7
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3028
Census Tract	10300

Owner

Source: St. Joseph County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit FEDERAL SAVINGS BANK
Jan 18, 2012	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Sep 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS FCU
Oct 6, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 6, 2020 · Amount on Record
Deed Sale	Oct 6, 2020 · Amount on Record
Deed Document Number	202030225
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 6, 2026
Property Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236
Document Number	0000026887
Instrument Date	Oct 1, 2026
Instrument	202626887
Transaction Type	Mortgage
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236

Mortgage

Document Number	0000026887,
Date	Oct 6, 2026
Instrument	202626887

Lender

Name	FEDERAL SAVINGS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2056

Interest

Max Rate	-1%

January 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001201446
Date	Jan 18, 2012
Instrument	1201446

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001922728
Date	Sep 9, 2019
Instrument	1922728

Lender

Name	TEACHERS FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	156 Months
Due	Sep 4, 2032

Interest

Rate Type	Fixed Rate

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Oct 6, 2020
Property Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236
Document Number	0002030225
Instrument Date	Sep 29, 2020
Instrument	2030225
Transaction Type	Transfer
Record Updated	Jun 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	829 E 3RD ST, MISHAWAKA, IN 46544-2236

Mortgage

Document Number	0002030226
Date	Oct 6, 2020
Instrument	2030226

Lender

Name	FIRST FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,512.00 (-21%)	$146,400 (-5.73%) Land $28,000 Building $118,400	$146,400 (-5.73%) Land $28,000 Building $118,400
2024	$1,914.00 (+7.77%)
2023	$1,776.00 (+2.72%)	$155,300 (+3.88%) Land $28,100 Building $127,200	$155,300 (+3.88%) Land $28,100 Building $127,200
2022	$1,729.00 Homeowner's exemption	$149,500 Land $28,100 Building $121,400	$149,500 Land $28,100 Building $121,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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