814 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 814 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,456 sqft · built 1900
Lot Size	0.136 acres (5,940 sqft)
Owner	Company Name on Record
Tax Bill	$1,912 (2024)
Deeds & Mortgages	Apr 2006 Mortgage Apr 2006 Transfer
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-177-035.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-177-035.000-023`
Alternative APN	`01610291168`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,456 sqft Living Area
Basement Area	728 sqft

Exterior

Year Built	Built 1900
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	132 ft deep x 45 ft wide
Garage Type	Detached
Garage Area	784 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01610291168
Street Address	814 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2237
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	33 FT W SIDE LOT 5 & 11 1/2 FT E SIDE LOT 4 PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	5,11,4 11
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3021
Census Tract	10300

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	309 S LOGAN ST, SOUTH BEND, IN 46615-3039
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2006	Deed of Trust, Mortgage · ARM NEW CENTURY MORTGAGE CORP
Apr 6, 2006	Quit Claim Deed, Transfer MERIDIAN TITLE, MERDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 5, 2016
Deed Sale	Dec 5, 2016
Prior Transfer Date	Apr 6, 2006
Prior Transfer Doc	0612736
Record Updated	Sep 20, 2026

April 2006: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	814 E 3RD ST, MISHAWAKA, IN 46544-2237
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000611895
Date	Apr 3, 2006
Instrument	0611895

Lender

Name	NEW CENTURY MORTGAGE CORP
Type	Subprime Lender
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	9.55%
Type Change Date	Apr 1, 2008
Change Frequency	6 Months
Min Rate At Change	9.55%
Max Rate At Change	11%
Index	6-Month LIBOR
Max Rate	16.5%

April 2006: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Apr 6, 2006
Property Address	814 E 3RD ST, MISHAWAKA, IN 46544-2237
Document Number	0000612736
Map Reference	MB7 PG76
Instrument Date	Mar 29, 2005
Instrument	0612736
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	814 E 3RD ST, MISHAWAKA, IN 46544-2237

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$116,800 (+42.09%) Land $23,900 Building $92,900	$116,800 (+42.09%) Land $23,900 Building $92,900
2024	$1,912.00 (-0.88%)
2023	$1,929.00 (-4.27%)	$82,200 (-4.31%) Land $8,000 Building $74,200	$82,200 (-4.31%) Land $8,000 Building $74,200
2022	$2,015.00	$85,900 Land $8,000 Building $77,900	$85,900 Land $8,000 Building $77,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Mercury Fiber, Verizon.

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