838 E 3rd St, Mishawaka, IN 46544 Property Records

St. Joseph County property record for 838 E 3rd St, Mishawaka, IN 46544

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 1,934 sqft · built 1904
Lot Size	0.109 acres (4,752 sqft)
Owner	Company Name on Record
Last Sale	$90,000 (Mar 2022)
Tax Bill	$2,652 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2022 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-15-177-039.000-023`

Property Details

APN / Parcel Number

Primary APN	`71-09-15-177-039.000-023`
Alternative APN	`01610291173`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	15 Plumbing Fixtures
Total Rooms	7 Rooms
Units	3 Units
Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,774 sqft
1st Floor Area	2,774 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Architectural Style	Triplex
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,752 sqft (0.109 acres)
Lot Dimensions	132 ft deep x 36 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	838 E 3RD ST
City	MISHAWAKA
State	IN
Zip	46544-2298
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	35 1/2 W SIDE LOT 19 PARKS SUB
Legal Subdivision	PARKS SUB
Legal Lot Number	19
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	3
Census Block	3021
Census Tract	10300

Owner

Source: St. Joseph County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	53321 OAKTON DR, SOUTH BEND, IN 46635-1374
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2021	Deed of Trust, Mortgage · Commercial Mortgage FINLEY CAPITAL LLC
Oct 11, 2022	Deed of Trust, Mortgage · Commercial Mortgage LIMA ONE CAPITAL LLC
Mar 15, 2022	Warranty Deed, Transfer · Commercial Mortgage FINLEY CAPITAL LLC
May 5, 2021	Warranty Deed, Transfer FIDELITY NATIONAL TITLE
Jun 16, 2017	Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Jun 16, 2017	Deed, Transfer METROPLITAN TITLE, METROPOLITAN TITLE
Aug 29, 2014	Warranty Deed, Transfer MERIDIAN TITLE
Mar 28, 2014	Warranty Deed, Transfer MERIDIAN TITLE, MERIDIAN TITLE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 15, 2022 · Amount on Record
Deed Sale	Mar 15, 2022 · Amount on Record
Prior Sale	May 5, 2021 · Amount on Record
Deed Document Number	20227889
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Transaction Type	Mortgage
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002126365
Date	Aug 2, 2021
Instrument	2126365

Lender

Name	FINLEY CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Jun 30, 2026

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Transaction Type	Mortgage
Record Updated	Jun 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002229446
Date	Oct 11, 2022
Instrument	2229446

Lender

Name	LIMA ONE CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

Interest

Rate Type	Fixed Rate

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 15, 2022
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Document Number	0002207889
Map Reference	PB 7 PG 72
Instrument Date	Feb 28, 2022
Instrument	2207889
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 BROOKMEDE DR, SOUTH BEND, IN 46614-2326

Mortgage

Document Number	0002207890
Date	Mar 15, 2022
Instrument	2207890

Lender

Name	FINLEY CAPITAL LLC

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0002207891
Date	Mar 15, 2022
Instrument	2207891

Lender

Name	FINLEY CAPITAL LLC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	72 Months
Due	Aug 28, 2022

Interest

Rate Type	Fixed Rate

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	May 5, 2021
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Document Number	0002114768
Map Reference	PB 1 PG 23
Instrument Date	Apr 16, 2021
Instrument	2114768
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6024 EASTMAN AVE, MIDLAND, MI 48640-2518

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 16, 2017
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Document Number	1715318
Map Reference	BK 7 PG 76
Instrument Date	May 25, 2017
Instrument	1715318
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14435 NORTHAMPTON DR, GRANGER, IN 46530-4945

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jun 16, 2017
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Document Number	0001715318
Map Reference	BK 7 PG 76
Instrument Date	May 25, 2017
Instrument	1715318
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	METROPLITAN TITLE, METROPOLITAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14435 NORTHAMPTON DR, GRANGER, IN 46530-4945
Investor	Possibly a Property Investor

August 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Aug 29, 2014
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Document Number	0001421348
Map Reference	PB 7 PG 76
Instrument Date	Aug 22, 2014
Instrument	1421348
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1818 S MAIN ST, SOUTH BEND, IN 46613-2222
Investor	Possibly a Property Investor

March 2014: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Mar 28, 2014
Property Address	838 E 3RD ST, MISHAWAKA, IN 46544-2298
Document Number	0001406921
Map Reference	PB 7 PG 76
Instrument Date	Mar 14, 2014
Instrument	1406921
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5776 GRAPE RD STE 51, 51, MISHAWAKA, IN 46545-8460
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Municipality	Mishawaka City
Unified School District	Mishawaka School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,652.00 (-18.8%)	$114,800 (-6.74%) Land $19,200 Building $95,600	$114,800 (-6.74%) Land $19,200 Building $95,600
2024	$3,266.00 (+13.05%)
2023	$2,889.00 (+0.07%)	$123,100 (-) Land $19,100 Building $104,000	$123,100 (-) Land $19,100 Building $104,000
2022	$2,887.00	$123,100 Land $19,100 Building $104,000	$123,100 Land $19,100 Building $104,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 505 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Fourway.

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